

Kelvin Luo
General Mortgage Capital Corporation

GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Overall Ratings
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Reviews from Web
Kelvin is proactive and patient throughout the refinance process.
Reply from Kelvin Luo
March 22nd, 2026 04:18 AM
Thank you so much, Mingqi, for your kind review. I truly appreciate your trust and the opportunity to assist you throughout your refinance process. I’m glad my proactive approach and patience helped make the experience smoother and more comfortable...
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good experience overall
Reply from Kelvin Luo
March 22nd, 2026 04:19 AM
Thank you so much, Yukun, for your 5-star review. I really appreciate your support and am glad to hear you had a good overall experience working with me.It was a pleasure assisting you, and I look forward to helping you again whenever you need...
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Five-star recommendation for my loan broker, Kelvin Luo!The entire loan process went much more smoothly than I expected. Kelvin is incredibly professional. Since this was my first time buying a home, I was completely confused about the process,...
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Reply from Owner
March 22nd, 2026 04:26 AM
Hi Mr. Li, thank you so much for your wonderful review and for trusting me throughout your first home-buying journey! I truly appreciate you taking the time to share your experience.I understand that the loan process can feel confusing and...
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Five-star recommendation for my loan broker, Kelvin Luo!The entire loan process went much more smoothly than I expected. Kelvin is incredibly professional. Since this was my first time buying a home, I was completely confused about the process,...
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Reply from Kelvin Luo
March 22nd, 2026 04:27 AM
Thank you so much for your wonderful review and for trusting me throughout your first home-buying journey! I truly appreciate you taking the time to share your experience.I understand that the loan process can feel confusing and overwhelming...
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efficiencies
Reply from Kelvin Luo
March 22nd, 2026 04:27 AM
Thank you so much, Yang, for your 5-star review! I truly appreciate your kind words and your trust throughout the loan process.Efficiency and clear communication are always very important to me, so I’m really glad to hear that you felt the...
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The best rates in the Puget Sound area
Reply from Owner
March 22nd, 2026 04:28 AM
Thank you so much, Joshua! I truly appreciate your kind words and your trust throughout the mortgage process. It was a pleasure working with you, and I’m very glad we were able to secure a great rate for your loan.My goal is always to make...
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Kelvin was extremely professional, he's good at explaining what he does, he speaks clearly and concisely, and he works hard even at late hours to ensure success for the deal. I am grateful to Kelvin and his work.
Reply from Kelvin Luo
March 22nd, 2026 04:29 AM
Thank you so much for your kind words, Joshua. I truly appreciate you taking the time to share your experience.It was a pleasure working with you, and I’m very glad I could help make the process clear and smooth along the way. I always do my...
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Kelvin Luo has received a review with 5 star rating from Meirong Z
Reply from Owner
March 22nd, 2026 04:31 AM
Thank you so much, Meirong, for the wonderful 5-star rating! I truly appreciate your support and trust. It was a pleasure working with you, and I’m very glad I could assist you throughout the process.If you ever have any questions or need help...
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He is a very warm and kind person, and very dedicated to his work.👍
Reply from Kelvin Luo
March 22nd, 2026 04:31 AM
Thank you so much for your kind words, Meirong! I truly appreciate your support and the wonderful 5-star review.It was a pleasure working with you, and I’m very glad I could be part of your journey. Your recognition means a lot to me and motivates...
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Kelvin was super professional, kind, and always quick to respond to my questions. I really appreciated his patience and the support he provided throughout the refinance process. He made everything clear and easy, and I’m very grateful for his...
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Reply from Kelvin Luo
March 22nd, 2026 04:32 AM
Thank you so much for your kind review, Yanhua. I truly appreciate you taking the time to share your experience.It was a pleasure assisting you with your refinance, and I’m very glad I could help make the process clear and smooth for you. Your...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage
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Positions
- General Mortgage Capital Corporation - Loan OfficerMay 1st, 2023 - Current
Memberships
- NMLS # 1403108
Addresses and Serving Areas
Primary Serving Area
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington License # CL-134871
- Colorado License # 100536250
- NMLS # 1403108
Disclaimer
N/A