Kelvin Luo
General Mortgage Capital Corporation
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Reviews from Web
Kelvin is experienced, efficient and very responsive. Makes a complex process smooth. Highly recommend him.
Reply from Owner
September 15th, 2026 05:10 PM
Thank you so much, Ross, for your kind words and recommendation! I truly appreciate your trust. Being responsive and available throughout the process is very important to me, so I’m especially glad that stood out to you. My goal is always to...
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Kelvin is highly responsive, efficient in work and has the experience to foresee most issues before they occur. This leads to making a complex process go smoothly. Will highlyvrecommend highly recommend him.
Reply from Kelvin Luo
June 3rd, 2026 02:18 AM
Thank you so much, Christopher, for your kind words and recommendation. It was a pleasure working with you throughout the mortgage process. I’m glad I could help make everything smooth and efficient, and I truly appreciate your trust in me....
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Kelvin is the most trustworthy loan officer I have ever worked with—he responds quickly, works efficiently, and is highly responsible.
Reply from Kelvin Luo
June 3rd, 2026 02:19 AM
Thank you so much, Shasha, for your kind words and trust. It was a pleasure working with you, and I’m very glad I could provide a responsive, efficient, and responsible experience throughout the loan process. I truly appreciate your recommendation...
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From the very beginning, Kelvin has been super helpful. He has been patient, knowledgeable, and a genuinely enjoyable person to work with. I'll definitely be choosing to work with him again in the future.
Reply from Kelvin Luo
June 3rd, 2026 02:19 AM
Andrew, thank you so much for your kind words. It was truly a pleasure working with you from the beginning, and I’m glad I could provide helpful, patient, and knowledgeable support throughout the process. I really appreciate your trust and...
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This individual is highly professional, meticulous and reliable. They pay close attention to every detail, communicate effectively and handle tasks with great care and responsibility. The quality of their work is excellent, the process is efficient...
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Reply from Kelvin Luo
June 3rd, 2026 02:20 AM
Mingjing, thank you so much for your thoughtful and generous review. I truly appreciate your kind words and your trust throughout the process. I’m very glad to know that you were satisfied with my communication, attention to detail, and overall...
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Kelvin Luo made the entire loan process feel smooth, clear, and far less stressful than I expected. What made the experience truly great was his responsiveness, professionalism, and willingness to guide me through every step with patience and...
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Reply from Kelvin Luo
June 3rd, 2026 02:21 AM
Yingxiang, thank you so much for taking the time to write such a thoughtful and detailed review. I truly appreciate your kind words and the trust you placed in me throughout your investment purchase loan process.An investment property transaction...
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Clear, fast and effective communication, dedication and focus on providing the best support possible.
Reply from Owner
June 3rd, 2026 02:21 AM
Sherif, thank you so much for your kind review. I truly appreciate your trust and the opportunity to work with you. Clear, fast, and effective communication is always one of my top priorities, and I’m very glad to hear that you felt well supported...
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Clear, Effective and quick communication.
Reply from Kelvin Luo
June 3rd, 2026 02:22 AM
Thank you very much, Nermin, for your thoughtful review. I truly appreciate your kind words and your trust. I’m glad I could provide clear, effective, and quick communication throughout the process. It was a pleasure working with you!
Excellent communication, would always get response quickly and Kelvin has provided me with all the necessary information to make it a smooth experience.
Reply from Kelvin Luo
June 3rd, 2026 02:22 AM
Jain, thank you so much for your kind review. I truly appreciate your trust and the opportunity to help with your refinance. I’m glad I was able to provide quick communication, clear information, and support throughout the process to make the...
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Earn Trust
Reply from Kelvin Luo
June 3rd, 2026 02:23 AM
Yuan, thank you so much for your kind review. Earning my clients’ trust is always one of the most important parts of my work, and I truly appreciate the opportunity to assist you. I’m grateful for your confidence in me and glad I could provide...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage
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Positions
- General Mortgage Capital Corporation - Loan OfficerMay 1st, 2023 - Current
Memberships
- NMLS # 1403108
Addresses and Serving Areas
Primary Serving Area
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington License # CL-134871
- Colorado License # 100536250
- NMLS # 1403108
Disclaimer
N/A