Kelly Whitwood
Senior Loan Officer | NMLS # 454677
California State University, Northridge
Helping homeowners for over 30 years has been my life’s calling and a true blessing. Offering a reliable, user friendly and cutting-edge streamline process is important with the forever changing mortgage industry. I share my knowledge and ... Show More
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Kelly was incredibly helpful since day 1 of looking to get pre-approved for my first home purchase. Excellent service from start to finish!
Thorough and helpful.
Great experience!!
She was responsive to our many, many questions.
Kelly was thorough and answered all my questions.
Her communication with me was great!
From start to finish Kelly is there every step of the way. One of the best communicators I know. If your looking for a great lender, then look no further than Kelly!! She is the best!
Kelly helped guide me the the process with so much patience and understanding! This was my first time purchasing a home and she was there every step of the way. I would recommend her services to anyone!
Kelly was referred to us by a friend and we are very happy she helped us with our refi. She answered our questions, gave us some options to choose from and kept us informed throughout the process. We felt confident in our decision to refinance....
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Kelly was extremely knowledgeable and was able to give me good advise on the best way to approach qualifying for my loan. The closing ran into a snag because the documents were not created in the name of my Living Trust and they had to be recreated....
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About
Helping homeowners for over 30 years has been my life’s calling and a true blessing. Offering a reliable, user friendly and cutting-edge streamline process is important with the forever changing mortgage industry. I share my knowledge and expertise to find the best mortgage solutions to meet the client’s individual goals. My customers love our competitive rates and unmatched customer service offering loans in all 50 states. Helping you is not just a 9 to 5 job; it is a “hands-on” commitment of my time and availability 7 days a week. My passion is to serve you and make the loan process as enjoyable and stress-free as possible. Communication and listening are the keys to a great customer experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Providing CONVENTIONAL, FHA, VA, USDA, JUMBO loans
Jumbo
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
Down Payment Assistance Programs
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Education
- California State University, NorthridgeLiberal Arts and Sciences/Liberal StudiesBachelor of Arts (BA)
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 454677
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org