

Kelly Whitwood
Senior Loan Officer | NMLS # 454677


California State University, Northridge
Helping homeowners for over 30 years has been my life’s calling and a true blessing. Offering a reliable, user friendly and cutting-edge streamline process is important with the forever changing mortgage industry. I share my knowledge and ... Show More
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Kelly was always responsive to questions and concerns. She communicated with me as it what was necessary during the entire loan and closing process.I've never had this kind of service from a loan officer before.She even called during the weekend....
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We have had the pleasure of working with Kelly Whitwood several times. Not only is she efficient and professional, but we trust her. That is really saying something in these times when one is not sure who to trust when it comes to home financial...
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Kelly was excellent in all areas! She was very patient and always took the time to make sure I understood what was happening and my various options. She was quick to respond and coordinate any efforts and was always very friendly and pleasant...
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Kelly was an incredibly valuable partner in our first-time home buying experience. She provided us with expert guidance and took the time to understand our unique experience. We are so thankful to have had her supporting us in the process....
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Kelly has a wealth of knowledge and experience with the lending process and is an excellent communicator. Throughout the entire process, we felt so fortunate that she was our loan officer.
Kelly was there for me. Any questions I had about anything. She always answered or got back to me.
Excellent experience
Everything was explained very thoroughly, and Kelly worked with us around our complicated approval timeline.
We were excited to close and get our new home!
Kelly helped me with so much being a first time homeowner.
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About
Helping homeowners for over 30 years has been my life’s calling and a true blessing. Offering a reliable, user friendly and cutting-edge streamline process is important with the forever changing mortgage industry. I share my knowledge and expertise to find the best mortgage solutions to meet the client’s individual goals. My customers love our competitive rates and unmatched customer service offering loans in all 50 states. Helping you is not just a 9 to 5 job; it is a “hands-on” commitment of my time and availability 7 days a week. My passion is to serve you and make the loan process as enjoyable and stress-free as possible. Communication and listening are the keys to a great customer experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Providing CONVENTIONAL, FHA, VA, USDA, JUMBO loans
Jumbo
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
Down Payment Assistance Programs
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Education
- California State University, NorthridgeLiberal Arts and Sciences/Liberal StudiesBachelor of Arts (BA)

Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 454677
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org