Kelly Whitwood
Senior Loan Officer | NMLS # 454677
California State University, Northridge
Helping homeowners for over 30 years has been my life’s calling and a true blessing. Offering a reliable, user friendly and cutting-edge streamline process is important with the forever changing mortgage industry. I share my knowledge and ... Show More
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I'd highly recommend working with Kelly Whitwood. She was a fantastic partner throughout, and her responses were always thorough, prompt, and based on years of experience.
Kelly was there for me each step of the process. I appreciate how hard she worked for me.
Kelly was very available, knowledgeable, and pleasant to work with.
It was such a simplified process and Kelly was great to work with securing our low interest refi rate! We loved that everything was online with digital signatures to speed up the process. Thank you for a great customer experience! Our daughter...
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Absolutely amazing. Very accommodating. Wouldn’t use anyone else.
Kelly made the process very easy. We are first time home buyers and she walked us through the process in a way that was easy to understand and easy to complete. Kelly is also a very friendly person.
Kelly took care of us from beginning to end. Any questions we had she answered and also provided some advice along the way to keep us confident.
Kelly was extremely helpful during our loan process and would higly recommend her for anyone looking for a new mortgage or refinance. She was extremely attentive and responsive to our questions and helped us navigate the process each step of...
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Kelly was extremely knowledgeable and personable. She was always available to answer questions and ensured we were able to execute the loan under an extremely compressed timeline with little stress. It was a pleasure working with her.
Kelly Whitwood is knowledgeable, thorough, professional and wonderful to work with. While I’m certain she has numerous clients, she was available to answer any and all questions I had. She always responded quickly and kindly. It was such a...
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About
Helping homeowners for over 30 years has been my life’s calling and a true blessing. Offering a reliable, user friendly and cutting-edge streamline process is important with the forever changing mortgage industry. I share my knowledge and expertise to find the best mortgage solutions to meet the client’s individual goals. My customers love our competitive rates and unmatched customer service offering loans in all 50 states. Helping you is not just a 9 to 5 job; it is a “hands-on” commitment of my time and availability 7 days a week. My passion is to serve you and make the loan process as enjoyable and stress-free as possible. Communication and listening are the keys to a great customer experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Providing CONVENTIONAL, FHA, VA, USDA, JUMBO loans
Jumbo
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
Down Payment Assistance Programs
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Education
- California State University, NorthridgeLiberal Arts and Sciences/Liberal StudiesBachelor of Arts (BA)
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 454677
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org