

Kelly Whitwood
Senior Loan Officer | NMLS # 454677


California State University, Northridge
Helping homeowners for over 30 years has been my life’s calling and a true blessing. Offering a reliable, user friendly and cutting-edge streamline process is important with the forever changing mortgage industry. I share my knowledge and ... Show More
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Kelly made the entire process so easy for us. She was great at replying promptly to our questions. I would highly recommend her to our friends!
Kelly always goes above and beyond with her services. She is amazingly knowledgeable and responsive during the home selling and buying process, making the whole experience much easier to maneuver. For any lending needs, I will always call Kelly...
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Kelly was extremely helpful and knowledgeable. I did not have much experience in applying for a loan and she made the process very simple for me!
Kelly was very easy to work with! We decided to buy our home without realtors, and she made the process easier than we could've imagined!
Ms Whitwood was personable and knowledgeable. She was alway
Kelly made the home buying process as smooth as possible with no hiccups or interruptions and communicated with us every step of the way.
Kelly was always very responsive to our needs and quick to get back to us with any questions we had.
Kelly went above and beyond to help me understand what my options were and explain them to me each in great detail. My situation was somewhat unique in what I was trying to accomplish, and she was very patient in helping me work through it....
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She was incredibly kind and patient in working with us. She was always direct and honest as to what our options were moving forward. We would use her 10 more times if we actually move that often.
Kelly was on top of every detail, twist & turn. She solved for the problems & celebrated when it worked like it should. Kelly brings a wealth of experience & knowledge to the table along with a desire to serve the customer like they are in...
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About
Helping homeowners for over 30 years has been my life’s calling and a true blessing. Offering a reliable, user friendly and cutting-edge streamline process is important with the forever changing mortgage industry. I share my knowledge and expertise to find the best mortgage solutions to meet the client’s individual goals. My customers love our competitive rates and unmatched customer service offering loans in all 50 states. Helping you is not just a 9 to 5 job; it is a “hands-on” commitment of my time and availability 7 days a week. My passion is to serve you and make the loan process as enjoyable and stress-free as possible. Communication and listening are the keys to a great customer experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Providing CONVENTIONAL, FHA, VA, USDA, JUMBO loans
Jumbo
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
Down Payment Assistance Programs
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Education
- California State University, NorthridgeLiberal Arts and Sciences/Liberal StudiesBachelor of Arts (BA)

Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 454677
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org