Kelly Christian Jennings
Loan Officer | NMLS# 2003818
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Kelly was great to work with throughout the whole process! The whole team made the process easy and we appreciated all the hard work they put into helping us get our house!
Reply from Kelly Christian Jennings
April 30th, 2026 04:36 PM
I'm grateful for your kind words, Kayla. It's nice to hear that you found the process easy and appreciated the hard work from my team and me. If you ever need assistance in the future, please feel free to reach out.
Kelly and his team were great! Doing this entire process from 8,000 miles away, Kelly's team walked us through every aspect and was always available for calls and to respond to our many emails.
Reply from Kelly Christian Jennings
April 30th, 2026 08:51 PM
I'm happy to hear that you felt supported throughout the process, Destry. Managing everything from such a distance can be challenging, so it's great to know that my team and I were able to assist effectively. If you have any more questions...
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I recently worked with Kelly Jennings on refinancing our primary home, and I can confidently say he is one of the best in the business. The entire process was smooth, efficient, and incredibly well managed from start to finish. Kelly is extremely...
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Reply from Kelly Christian Jennings
April 29th, 2026 04:04 PM
Thank you, Robert, for your kind words about my approach to your refinancing process. I'm glad to hear that my responsiveness and ability to anticipate potential issues made the experience smooth for you. It's important to me that communication...
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Kelly went above and beyond to assist in this closure process. I was overseas and had to go through the process remotely, Kelly and his Team were excellent.
Reply from Kelly Christian Jennings
April 13th, 2026 03:53 PM
I'm pleased to hear that you found my assistance helpful during the closure process, Scott. Managing everything remotely can be challenging, and I'm glad my team and I could provide the support you needed. If there's anything else I can assist...
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Kelly was very easy to work with and always so informative! he made it so seamless I almost forgot we were buying a house. I will definitely be using Kelly again in the future!
Reply from Kelly Christian Jennings
April 3rd, 2026 05:17 PM
It's wonderful to know that the process felt seamless for you, Allison. I'm glad I could provide informative support throughout your home-buying journey. I look forward to the opportunity to work with you again in the future. If you have any...
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Excellent communication, was always available to answer whatever questions we had and made the process as easy as possible. Highly, highly recommend!
Reply from Kelly Christian Jennings
March 26th, 2026 05:23 PM
I'm really glad to hear that you found the communication effective and the process smooth. It was a pleasure assisting you, and I'm grateful for your recommendation. If you have any future questions or need further assistance, please feel free...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2003818
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.