Kelly Christian Jennings
Loan Officer | NMLS# 2003818
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
kelly made this process so smooth and kept me up to date on everything as soon as he knew any new information on my loan. can't recommend him enough!
Reply from Kelly Christian Jennings
July 13th, 2026 06:22 PM
Zane, I'm happy to hear that the process went smoothly and that you felt well-informed throughout. Your recommendation truly means a lot to me. If you ever need anything else, please don't hesitate to reach out.
As a first time buyer Kelly was very help and patient through the process. Great Service all around.
Reply from Kelly Christian Jennings
July 10th, 2026 01:57 PM
Mathew, I'm grateful for your kind words. I'm pleased to know that I could provide helpful and patient service during your first home buying experience. If you need any further assistance, please feel free to reach out.
Was on top of things and answered questions when they would arise
Reply from Kelly Christian Jennings
July 6th, 2026 07:36 PM
Madison, I'm grateful for your feedback. I'm pleased to know that I could be responsive and helpful with your questions. If there's anything more I can do for you, please feel free to reach out.
Kelly made the whoe refi process SIMPLE! He did everything in his power to ensure I was taken care of even when I was deployed. I ahve already recommended Kelly's services to others and will absolutely continue to do so!
Reply from Kelly Christian Jennings
July 6th, 2026 03:30 PM
Michael, I'm glad to hear that the refinancing process felt simple and manageable for you, even during your deployment. I truly appreciate your support and your recommendations to others. If there's anything else I can assist you with in the...
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Kelly explained the process from beginning to end. walked me through it as we moved forward and kept me on track. Kelly and the entire staff was a pleasure to work with. I highly recommend them and appreciate all they did. And the bonus is...
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Reply from Kelly Christian Jennings
July 3rd, 2026 05:09 PM
Tracy, I'm happy to hear that you found the process clear and enjoyable. It was great working with you, and I'm pleased that you're now in the place you wanted to be. Your recommendation means a lot to me, and if you ever need further assistance,...
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Kelly has been nothing but honest and very helpful throughout my first time buying! He made sure to explain the VA loan in its entirety from start to finish and was always keeping me updated with any and all information/changes throughout the...
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Reply from Kelly Christian Jennings
June 30th, 2026 03:02 PM
Kyle, I appreciate your kind words and recommendation. I'm glad I could provide you with honest and helpful guidance during your first home buying experience. Keeping you informed and ensuring you understood the VA loan process was my priority....
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Great communicator, was always looking out for my best interest.
Reply from Kelly Christian Jennings
June 23rd, 2026 02:36 PM
Alben, I'm grateful for your kind words. It's important to me to prioritize your best interests and maintain clear communication throughout the process. If there's anything more I can assist you with, please let me know.
Kelly was incredibly efficient throughout the entire process. Most big banks were quoting 30-45 days for VA loans around Camp Lejeune, but Kelly got ours closed in just 16 days. He was very communicative, responsive, and took the time to explain...
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Reply from Kelly Christian Jennings
May 21st, 2026 06:35 PM
Ioan, I'm grateful for your kind words and pleased to know that you found the process efficient and smooth. It was important to me to ensure everything was communicated clearly, and I'm glad my efforts helped facilitate a stress-free experience....
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Kelly made everything clear and easy. he and the team were efficient and thorough, explaining everything along the way!
Reply from Kelly Christian Jennings
May 8th, 2026 04:00 PM
Paul, I'm glad to hear that you found the process clear and easy. It's important to me that everything was explained thoroughly, and I'm pleased that my team and I could provide efficient support. If you have any further questions, feel free...
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communication
Reply from Kelly Christian Jennings
May 4th, 2026 04:00 PM
Victoria, I appreciate your review and am pleased to know that communication stood out during your experience. If you have any further feedback or questions, please feel free to reach out to me directly.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2003818
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.