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Kathy Morris
Embrace Home Loans - Tampa, FL
Kathy Morris (NMLS #451750) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kathy provides comprehensive home financ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Great working with Kathy.
Reply from Kathy Morris
January 2nd, 2026 06:56 PM
I appreciate your feedback, Cody. It means a lot to know you had a positive experience working with me. If you have any questions or need further assistance in the future, don't hesitate to reach out.
Kathy was very professional and friendly. She kept us informed and answered all questions we had along the way.
Reply from Kathy Morris
December 22nd, 2025 07:23 PM
Craig, I'm pleased to know that you were satisfied with the professionalism and friendliness throughout the process. Keeping you informed and addressing your questions is something I prioritize. If there's anything else you need or if you have...
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You helped us to make this process as painless as possible and were super helpful with our questions. Thank you so much. We love our new house.
Reply from Kathy Morris
December 22nd, 2025 04:29 PM
I'm glad to hear that I could assist in making the process easier for you, Nicole. Your satisfaction with the support and guidance provided is important to me. Congratulations on your new home! If you have any more questions or need anything...
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is a great person to work with. She is very helpful. She is 101 she is very supportive. She give you your information. She also returns phone calls. She don't leave you waiting. She gets right back to you. I will refer her to any of my family...
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Reply from Kathy Morris
December 17th, 2025 02:19 PM
Latoya, it's wonderful to receive your feedback and know that you found my support helpful throughout the process. I’m pleased that the communication and timely updates made a positive impact on your experience. Your recommendation to family...
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Kathy was great communication excellent. She work with you responses to any questions right away. Very professional explaining the process step by step. She is a very sweet person her customers service and her staff were very professionals....
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Reply from Kathy Morris
December 15th, 2025 02:22 PM
I appreciate you taking the time to share your thoughts, Ana. It's wonderful to hear that the communication and detailed guidance provided were beneficial for you. I’m glad that my team's professionalism made the process smooth and satisfying....
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Great communication !
Reply from Kathy Morris
December 15th, 2025 09:02 PM
It's great to hear that you appreciated the communication, Claudia. Ensuring clear and effective communication is important to me. If you have any further questions or need assistance, feel free to reach out.
Never faced any complications, was hardly involved. Kathy communicated well with client
Great service and great communication love it
Reply from Kathy Morris
December 12th, 2025 09:23 PM
Thank you for sharing your experience, Geovanni. I’m glad to know the communication and service met your expectations. If you need further assistance or have more questions, don’t hesitate to reach out to me.
The informative step by step process and patience of Mrs. Kathy.
Reply from Kathy Morris
November 24th, 2025 07:03 PM
I'm glad to hear that you appreciated the step-by-step guidance and the patience throughout the process, Ira. I believe in keeping things clear and manageable, ensuring you are comfortable every step of the way. Should you have any more questions...
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highly professional and honest. Thabk you
Reply from Kathy Morris
November 19th, 2025 05:51 PM
Thank you for your kind words, Jose. I'm pleased to hear that you found my approach professional and honest. If you ever have more questions or need assistance down the line, don't hesitate to contact me.
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About
Kathy Morris (NMLS #451750) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kathy provides comprehensive home financing solutions with Embrace Home Loans. She is a seasoned professional in the mortgage industry, bringing with her a wealth of experience and a genuine passion for helping others achieve their homeownership dreams. She takes on the role of managing a dedicated team of loan officers while also excelling in her own personal production. Contact Kathy today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming
FHA
VA
USDA
Bond, DPA, MCC's
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Positions
- Embrace Home Loans - Branch Manager Builder ServicesMar 12th, 2024 - Current
Year Started
1989
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 451750
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.