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Kathy Morris - Embrace Home Loans - Tampa, FL in Tampa, FL
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Kathy Morris

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Embrace Home Loans - Tampa, FL

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Kathy Morris (NMLS #451750) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kathy provides comprehensive home financ... Show More
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Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • google
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    Sundi E
    Posted on October 7th, 2026 12:33 PM
    Kathy was very communicative. She was great!
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    Sundi E
    Sarasota, FL
    Posted on October 7th, 2026 12:32 PM
    Communication and was on top of everything.
    Reply from Kathy Morris
    October 12th, 2026 08:14 PM
    Sundi, I appreciate your feedback. I'm glad to know that my communication and attention to detail made your experience with Embrace Home Loans positive.
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    Thomas J
    Ocala, FL
    Posted on October 3rd, 2026 12:43 PM
    Sorry for the late response moving and working has drained me. Overall you were an amazing person to work with thank you
    Reply from Kathy Morris
    October 8th, 2026 07:25 PM
    Thomas, thank you for taking the time to share your experience. I'm pleased to hear that you felt positively about working with me at Embrace Home Loans, and I truly appreciate your kind words.
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    Anthony L
    Posted on October 2nd, 2026 03:52 AM
    Kathy Morris has received a review with 5 star rating from Anthony L
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    Anthony L
    Ocala, FL
    Posted on October 2nd, 2026 03:52 AM
    Mrs. Kathy was super nice and helpful, quick to respond to all
    Reply from Kathy Morris
    October 7th, 2026 02:03 PM
    Anthony, thank you for your kind words. I'm glad to hear that my quick responses and helpfulness made your experience with Embrace Home Loans a positive one.
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    Adam P
    Ocala, FL
    Posted on September 17th, 2026 03:01 PM
    Kathy was a pleasure to work with! Sh
    Reply from Kathy Morris
    September 22nd, 2026 03:02 PM
    Adam, thank you for your kind words. I'm happy to hear that working with me at Embrace Home Loans was a pleasurable experience for you.
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    Maureen K
    Ocala, FL
    Posted on September 9th, 2026 12:37 PM
    Very helpful and always responsive, quickly answered my dozens of questions, a pleasure to work with
    Reply from Kathy Morris
    September 14th, 2026 01:30 PM
    Maureen, I appreciate your kind words. I'm glad I could be of help and that you found working with me to be a pleasure.
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    Deana M
    Posted on August 28th, 2026 01:34 PM
    Great experience with Kathy as our loan officer. Timely, concise, clear communication.
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    Deana P
    Ocala, FL
    Posted on August 28th, 2026 01:33 PM
    Quick responses, even after regular business hours. Detailed, clear communication.
    Reply from Kathy Morris
    September 2nd, 2026 01:34 PM
    Deana, thank you for your kind words. I'm pleased that my quick responses and detailed communication were helpful to you.
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    Dominick W
    Ocala, FL
    Posted on August 25th, 2026 11:05 PM
    Kathy was very helpful! She always either had an answer right away or she would get back to us in a timely manner, she was a blessing when it came to being the "middle man" with the VA/Embrace/Adams Homes!
    Reply from Kathy Morris
    August 31st, 2026 06:10 PM
    Dominick, I appreciate your kind words. I'm glad I could assist you effectively and be a helpful "middle man" during your process with VA, Embrace, and Adams Homes. Thank you for trusting me with your home purchase journey!
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    About
    Kathy Morris (NMLS #451750) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kathy provides comprehensive home financing solutions with Embrace Home Loans. She is a seasoned professional in the mortgage industry, bringing with her a wealth of experience and a genuine passion for helping others achieve their homeownership dreams. She takes on the role of managing a dedicated team of loan officers while also excelling in her own personal production. Contact Kathy today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conforming
    FHA
    VA
    USDA
    Bond, DPA, MCC's
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    Positions
    • Embrace Home Loans - Branch Manager Builder Services
      Mar 12th, 2024 - Current

    Year Started

    1989

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 451750
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.