Top 5%

Kathy Morris

Name: Embrace Home Loans
Address: 1408 N West Shore Blvd Ste 706, Tampa, Florida, 33607
Telephone: +1-352-238-6445
Rating: 4.93

Embrace Home Loans - Tampa, FL

4.93

(178)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 333-3004

Tampa, FL

https://www.embracehomeloans.com/location/florida/tampa/kathy-morris

Location & Business Hours

Business Hours

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

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4.93

(178)

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Experience.com

4.92

(163)

Google

5.0

(15)

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Very helpful and always responsive, quickly answered my dozens of questions, a pleasure to work with

Great experience with Kathy as our loan officer. Timely, concise, clear communication.

Quick responses, even after regular business hours. Detailed, clear communication.

Reply from Kathy Morris

September 2nd, 2026 01:34 PM

Deana, thank you for your kind words. I'm pleased that my quick responses and detailed communication were helpful to you.

Kathy was very helpful! She always either had an answer right away or she would get back to us in a timely manner, she was a blessing when it came to being the "middle man" with the VA/Embrace/Adams Homes!

Reply from Kathy Morris

August 31st, 2026 06:10 PM

Dominick, I appreciate your kind words. I'm glad I could assist you effectively and be a helpful "middle man" during your process with VA, Embrace, and Adams Homes. Thank you for trusting me with your home purchase journey!

Kathy is very responsive and never missed a call. She makes life very easy for me. I happily reccommend her service to anyone who needs consistency and reliability. Hey dear Kathy! "Cheers to an excellent service".

Reply from Kathy Morris

August 17th, 2026 04:47 PM

Aldin, thank you for your kind words. I'm happy to know that I could make the process easier for you and that you found my service consistent and reliable. Your recommendation means a lot to me. Cheers!

Excellent service. If we had any questions or concerns during the loan process, Kathy took care to respond in a timely manner. Very professional.

Very prompt, thorough. Answered any questions we had in timely manner.

Reply from Kathy Morris

August 10th, 2026 04:58 PM

Irene, I'm grateful for your feedback and pleased to know that you found my service prompt and thorough. Thank you for trusting me with your home loan process.

Kathy Morris has received a review with 5 star rating from Dom F

KATHY WAS GREAT ALL AROUND.

Reply from Kathy Morris

August 10th, 2026 06:02 PM

Dominic, thank you for your kind words. I'm happy to know you had a great experience with my assistance.

She is super! Amazing energy. Such a delight to do business with.

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About

Kathy Morris (NMLS #451750) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kathy provides comprehensive home financing solutions with Embrace Home Loans. She is a seasoned professional in the mortgage industry, bringing with her a wealth of experience and a genuine passion for helping others achieve their homeownership dreams. She takes on the role of managing a dedicated team of loan officers while also excelling in her own personal production. Contact Kathy today to explore your home loan options and get pre-approved!

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Specialities

Conforming

FHA

USDA

Bond, DPA, MCC's

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Positions

Embrace Home Loans - Branch Manager Builder Services
Mar 12th, 2024 - Current

Year Started

1989

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS # 451750

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.