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Kathy Morris
Embrace Home Loans - Tampa, FL
Kathy Morris (NMLS #451750) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kathy provides comprehensive home financ... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Thank you for the opportunity to step forward with you guys and drive us to get our own beautiful house as a wish came thru and real Kathy.Very happy for that.😊
Reply from Kathy Morris
March 16th, 2026 06:50 PM
I'm really glad to hear that you're happy with the outcome, Ruth. It was a pleasure to help you reach your goal of owning a beautiful home. If you ever need further assistance or have questions in the future, I'm always here to help.
I had an excellent experience working with Embrace Home Loans. The team was knowledgeable, responsive, and transparent throughout the entire mortgage process. They clearly explained each step and ensured we closed on time. I highly recommend...
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Reply from Kathy Morris
March 16th, 2026 07:05 PM
I'm really pleased to hear you had such a positive experience with Embrace Home Loans, Ruth. It’s great to know that our approach to being knowledgeable, responsive, and transparent made a difference for you. Closing on time is always a key...
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They never left me alone in the process , thank you people .
Reply from Kathy Morris
March 16th, 2026 04:21 PM
I'm grateful to hear that you felt supported throughout the process, Ramon. Ensuring you don't feel alone is important to me, and I'm glad it made a difference. If you have any other needs or questions, don't hesitate to reach out.
The team was so professional and kept me well informed during every step of the process. I was able to have my questions answered in a timely manner. The process went by so smoothly and swiftly.
Reply from Kathy Morris
March 11th, 2026 06:54 PM
I'm glad to hear that the process was smooth for you, Shanaya. Keeping you informed and addressing your questions promptly are always priorities for me. If there's anything more I can do for you in the future, please feel free to reach out.
Everything is smooth, no hussle.
Easy to communicate.
Reply from Kathy Morris
March 11th, 2026 05:38 PM
I'm glad that everything went smoothly for you, Marvin. Communication is key, and I'm pleased it met your expectations. Should you have any questions in the future, feel free to get in touch. I'm here to assist whenever needed.
Easy process with great communication throughout the process
Reply from Kathy Morris
February 27th, 2026 02:25 PM
I'm pleased to know that you found the process easy and that the communication met your expectations, Kevin. If any questions arise in the future or you need further assistance, feel free to reach out. I'm here to help.
This is our 3rd home purchase and I have to say this was the easiest and quickest process we have experienced. The communication and guidance we received throughout was not only extremely comforting but amazing as well. I definitely will recommend...
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Reply from Kathy Morris
February 13th, 2026 04:11 PM
I'm grateful for your kind words, Joseph. It's great to hear that your third home purchase was such a smooth and reassuring process. Your willingness to recommend me to others is truly appreciated. If you ever have further questions or need...
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Kathy always responded to me. Even when she was busy or on the other line. Communication in our line of work is very Important. Kathy Morris is a 10 Star in my opinion!!
Excellent service. The staff is extremely dedicated throughout the entire process, answering even the simplest questions and assisting you to achieve the best results. Highly recommended. 1000/10 ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
Reply from Kathy Morris
February 11th, 2026 03:06 PM
It’s wonderful to hear such positive feedback, Yanira. I'm glad you felt well-supported throughout the process. If any more questions come up, feel free to reach out. I’m here to help.
Everything
Reply from Kathy Morris
January 5th, 2026 05:58 PM
Your high rating means a lot to me, Jose. I'm thrilled that you found the experience so comprehensive. Please don't hesitate to reach out if you need any assistance in the future.
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About
Kathy Morris (NMLS #451750) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kathy provides comprehensive home financing solutions with Embrace Home Loans. She is a seasoned professional in the mortgage industry, bringing with her a wealth of experience and a genuine passion for helping others achieve their homeownership dreams. She takes on the role of managing a dedicated team of loan officers while also excelling in her own personal production. Contact Kathy today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming
FHA
VA
USDA
Bond, DPA, MCC's
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Positions
- Embrace Home Loans - Branch Manager Builder ServicesMar 12th, 2024 - Current
Year Started
1989
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 451750
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.