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Kathy Morris
Embrace Home Loans - Tampa, FL
Kathy Morris (NMLS #451750) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kathy provides comprehensive home financ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Kathy made the process very smooth and simple!
Reply from Kathy Morris
November 10th, 2025 04:58 PM
It's wonderful to know that the process felt smooth and simple for you, Crystal. Making your experience straightforward is always my goal. If you have any questions or need further assistance in the future, please don't hesitate to get in touch....
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Every time we called her she answered, even outside of work hours.
Reply from Kathy Morris
November 10th, 2025 04:28 PM
Yisel, I appreciate you sharing this feedback. Being responsive and available when needed is something I strive for. I'm glad to hear that my availability was helpful to you. If there's anything more I can do, please feel free to reach out...
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Always answer the phone calls even on sundays very very nice at all times
Reply from Kathy Morris
November 10th, 2025 08:47 PM
Yasmani, I appreciate your comments. Being available and maintaining a positive demeanor is important to me, and I'm glad to know it made a difference in your experience. If you have any more questions or need assistance, please feel free to...
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My agent made this experience simple and fluid throughout the entire process. She kept me informed every step of the way.She explained my various options that would benefit me and my situation. Any questions that I had she immediately responded...
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Reply from Kathy Morris
November 7th, 2025 06:00 PM
Victor, I'm glad to hear that your experience was simple and fluid. Keeping clients informed and providing responsive support is a priority for me. I'm pleased that you felt well-guided through the process and found the options beneficial for...
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Kathy was super helpful and easy to contact throughout the entire process. As a first time home buyer she made the process very easy.
Reply from Kathy Morris
November 6th, 2025 09:23 PM
Angel, I’m pleased to hear that you found the process easy as a first-time homebuyer. Being helpful and accessible is a priority for me, and I'm glad it made a difference in your experience. If you ever have more questions or need assistance...
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As a first time home buyer I didnt know what to expect, only that it would be a nightmare and running around. That was not the case at all. I am beyond impressed with Kathy Morris and the Embrace Team. They made the process simple easy and...
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Reply from Kathy Morris
October 20th, 2025 07:22 PM
Orlando, I'm so glad to hear that your experience as a first-time homebuyer went smoothly. Making the process simple and efficient is important to me, and I'm pleased that we were able to meet your expectations. If you're ever thinking of purchasing...
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The process was pretty esdy easy
Reply from Kathy Morris
October 20th, 2025 02:52 PM
It's good to hear that you found the process easy. I aim to make things straightforward for my clients. If you have any further questions or need assistance, please feel free to reach out. Enjoy your new home!
Kathy's communication was amazing! She was on it. Turn around time and response time was on point.
Kathy responded asap when we have questions.
Reply from Kathy Morris
October 10th, 2025 03:33 PM
Thelma, I’m glad to know that my prompt responses were helpful to you. Answering any questions you had is important to me, and I'm here if you need any further support or have more questions in the future. Best regards with your new home!
Kathy ability to keep us updated on the loan process and the current market rates to help us make the right decision on when to lock. Also, her willingness to ask any and all questions we had to help us understand the things regarding our mortgage...
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Reply from Kathy Morris
October 7th, 2025 05:58 PM
Fred, thank you for your kind words. I'm pleased to hear that the updates on the loan process and market rates were helpful for your decision-making. It's essential to me that my clients feel informed and confident about their mortgage choices....
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About
Kathy Morris (NMLS #451750) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kathy provides comprehensive home financing solutions with Embrace Home Loans. She is a seasoned professional in the mortgage industry, bringing with her a wealth of experience and a genuine passion for helping others achieve their homeownership dreams. She takes on the role of managing a dedicated team of loan officers while also excelling in her own personal production. Contact Kathy today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming
FHA
VA
USDA
Bond, DPA, MCC's
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Positions
- Embrace Home Loans - Branch Manager Builder ServicesMar 12th, 2024 - Current
Year Started
1989
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 451750
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.