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Kathy Morris
Embrace Home Loans - Tampa, FL
Kathy Morris (NMLS #451750) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kathy provides comprehensive home financ... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Kathy Morris I can't begin to tell you how professional and compassion Kathy is she truly made this experience GREAT from start to finish.
Reply from Kathy Morris
April 22nd, 2026 01:54 PM
Patricia, I appreciate your kind words about my professionalism and compassion. I'm glad to hear that you had a great experience from start to finish. If there's anything else I can assist you with, please feel free to reach out.
Kathy and her entire team truly did a wonderful job. Our case was very difficult, and we managed to complete the closing thanks to Kathy dedication. Diana helped me a great deal and was a pillar of this team. We are truly grateful.
Reply from Kathy Morris
April 22nd, 2026 01:45 PM
Lazaro, I'm grateful for your kind words about my team and me. It's rewarding to know we could assist you through a challenging case, and I'm happy that Diana's support made a positive impact. If you need anything in the future, please don't...
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Great service very easy an smooth process
Reply from Kathy Morris
April 17th, 2026 07:38 PM
Cesar, I'm glad to hear that you found the service easy and smooth. It was a pleasure assisting you with your purchase. If you have any further questions or need assistance in the future, feel free to reach out.
Even though the process was tedious for everyone, everything was efficient and prompt for all parties involved. Submitting paper work online was much easier including for my wife and I who are not much into technology. Thank for guiding us...
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Reply from Kathy Morris
April 16th, 2026 03:13 PM
Hector, I'm pleased to hear that the process was efficient for you and your wife, especially with the online paperwork. Guiding you every step of the way was my pleasure. If there's anything else I can do for you, please let me know.
Thank you Kathy for helping me navigate my first home purchase. Well I was stressed the entire time Kathy helped calm my nerves and explained how everything works from start to finish.
Reply from Kathy Morris
April 2nd, 2026 06:42 PM
It's wonderful to hear that I could provide some reassurance during your first home purchase, Tristan. Home buying can certainly be stressful, and I'm glad I was able to help clarify the process for you. If you ever have more questions or need...
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Kathy was very pleasant and very patient with us, even when we called her to go over material that she had previously explained 🙄. She responded to us in a timely manner when we called and left her messages. She worked tirelessly to get us...
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Reply from Kathy Morris
March 30th, 2026 05:04 PM
I’m happy I could assist you throughout the process, Patricia. Your patience and understanding were greatly appreciated, and I’m glad we could achieve a favorable outcome together. If you need any further assistance or have additional questions...
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Kathy is literally an angel sent from heaven. She made the entire process super smooth. She personally contacted me with any questions or concerns. I fully trusted that every decision she made was with my best interest in mind. I am recommending...
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Reply from Kathy Morris
March 26th, 2026 04:24 PM
It was a pleasure to assist you, Yenny. I'm grateful for your kind words and trust throughout the process. It’s important to me that each client feels informed and supported, and I'm glad I could provide that for you. Your recommendations mean...
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Kathy was excellen. i was frustrated however with the underwriter and that whole process. The underwriting process helped to create a less than fulfilling experienc. Kathy, however, was top notch
Reply from Kathy Morris
March 23rd, 2026 02:17 PM
Thank you for your kind words, Rohan. I'm truly sorry to hear that the underwriting process was frustrating for you. I strive to provide a smooth experience, and your feedback is invaluable in helping me identify areas for improvement. I'm...
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Easy and very informative and quick with getting things
Reply from Kathy Morris
March 23rd, 2026 08:54 PM
I appreciate your feedback, Brenda. I'm glad to hear that you found the process easy and informative. If you have any more questions or if there's anything else I can assist you with, please don't hesitate to reach out.
No issues! I did not have to get involved to resolve any issues or delays.
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About
Kathy Morris (NMLS #451750) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kathy provides comprehensive home financing solutions with Embrace Home Loans. She is a seasoned professional in the mortgage industry, bringing with her a wealth of experience and a genuine passion for helping others achieve their homeownership dreams. She takes on the role of managing a dedicated team of loan officers while also excelling in her own personal production. Contact Kathy today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming
FHA
VA
USDA
Bond, DPA, MCC's
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Positions
- Embrace Home Loans - Branch Manager Builder ServicesMar 12th, 2024 - Current
Year Started
1989
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 451750
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.