Kate Day
Senior Mortgage Banker | NMLS# 870543
ST Louis Univerisity
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. ... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
We appreciate the communication and the ease of the transaction!
Reply from Kate Day
June 14th, 2026 06:22 AM
Thank you for taking the time to share your experience! My goal is to make every transaction feel less overwhelming by keeping communication clear and proactive from start to finish. I’m grateful for the opportunity to help and truly appreciate...
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Kate was amazing. She went above and beyond. She keep us informed and answer any question we had. Would recommend her to anyone.
Reply from Kate Day
May 28th, 2026 06:16 PM
I'm grateful for your kind words, Myrna. It's appreciated to hear that you felt informed and supported throughout the process. Thank you for recommending me, and I'm here if you ever need assistance in the future.
Kate was amazing she went above and beyond. She kept us informed and answered all our questions.
Reply from Kate Day
May 26th, 2026 01:59 AM
Thank you so much for the sweet review! I truly appreciate you taking the time to share your experience. It was an honor helping you through the process, and I’m so glad I could make things easier by keeping you updated and answering your questions...
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Kate was great through the entire process, answered all our questions very promptly. Would recommend her to anyone looking to but or refinance.
Reply from Kate Day
May 26th, 2026 01:57 AM
Thank you so much for the kind words! It was truly a pleasure helping you through the process. I’m so glad I could make things smooth and be there to answer your questions along the way. Thank you for putting your trust in me, and I truly appreciate...
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Good communication and guidance
Reply from Kate Day
May 25th, 2026 04:31 PM
We truly appreciate you taking the time to share such thoughtful feedback! Great communication and guidance are two things I truly strive to provide every step of the way. It was a pleasure working with you, and I’m so grateful you trusted...
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Tim and Kate have been the "Go To' persons for mortgages and refinancing for years. Knowledgable, Git're done, night owl, and generally the best there is or has ever been in my book.
Reply from Kate Day
May 22nd, 2026 06:06 PM
Wow… thank you so much for these incredibly kind words. ❤️Tim and I truly appreciate your trust and friendship over the years. Being your “go-to” means more to us than you know. We’ve always believed in working hard, being available when our...
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Personable, lovely personality
Reply from Kate Day
May 18th, 2026 03:46 PM
Thank you so much for the kind words, Montana! It was truly a pleasure working with you. I'm so glad you felt supported throughout the process. Helping clients feel comfortable, informed, and cared for is always my goal. Wishing you all the...
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Kate was great and kept me informed through tje while process.
Reply from Kate Day
May 7th, 2026 03:48 PM
Thank you so much for the very kind words. It was a pleasure helping you and your family through the home loan process. I'm so grateful for the opportunity to be part of such an important chapter in your life, and I'm glad I could help keep...
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Easy-going person to talk too, very helpful!
Reply from Kate Day
May 7th, 2026 03:51 PM
It was truly a pleasure helping you through the loan process. I'm so glad you felt comfortable throughout everything. Buying a home can feel overwhelming at times, so I always want my clients to feel supported, informed, and at ease every step...
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Working with Kate Day at Flat Branch Home Loans was a great experience. This transaction involved a Conventional Construction Loan with HomePath, which added a few extra layers, but Kate stayed consistent, communicative, and detail-oriented...
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Reply from Kate Day
April 25th, 2026 03:32 PM
Thank you so much for your thoughtful words—this truly means a lot.Construction loans, especially with added layers like HomeStyle, definitely require strong communication and teamwork, so I’m grateful we were able to navigate it together so...
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About
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. Whether you are buying your first home, moving up, refinancing, or starting a new chapter, I take the time to understand your goals and find a financing solution that fits your needs. I believe in clear communication, honest answers, and being available when you need me. My goal is to make the process easy to understand and help you feel confident from our first conversation through closing and beyond.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Home Equity Line of Credit
Specialities
Home mortgages for primary, 2nd home, and rental/investment properties
Conventional Financing
Jumbo
First Time Homebuyers
Bridge Loans, HELOC's and non-QM Financing options
Down Payment Assistance
FHA Financing
VA Financing
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Education
- ST Louis UniverisityAccounting and Finance
Positions
- Flat Branch Home Loans - Senior Mortgage BankerApr 16th, 2018 - Current
Memberships
- Little Black Book: Women in Business
- East Central Board of Realtors
- Southern Gateway Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Licenses
- NMLS# 905880
Awards
SGAR Affiliate of ...
SGAR Affiliate of ...
Five Star Mortgage...
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Achievements
- 2015 Affiliate of the Year- Jefferson County Board of Realtors
- 2016 Affiliate of the Year- Jefferson County Board of Realtors
- 2016-2023 Five Star Mortgage Profession 5 Star Award
Hobbies
- Cooking
- Gardening
- Reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149