Kate Day
Senior Mortgage Banker | NMLS# 870543
ST Louis Univerisity
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. ... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Very helpful, intuitive and was able to explain all of the questions I had
Reply from Kate Day
April 25th, 2026 03:34 PM
I truly appreciate you taking the time to share this—thank you.Making sure everything feels clear and easy to understand is always my goal, so I’m really glad I could help answer your questions along the way.It was a pleasure working with you,...
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Got it done
Reply from Kate Day
April 25th, 2026 03:37 PM
Thank you—I appreciate that.Getting it done and getting it done right is always my goal, so I’m really glad we were able to get you across the finish line.It was a pleasure working with you, and I’m always here if you need anything—now or down...
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Kate worked with me and my budget for many months until we got the right combination of things and got a house bought
Reply from Kate Day
April 20th, 2026 01:59 PM
I really appreciate you saying this - thank you. We spent time making sure not just the numbers worked, but that you found the right home to renovate into what you truly wanted. That's the key. I'm glad we got there together and made it happen...
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Kate made everything flowing like it should. I'd say quick and painless. Would use her again if needed
Reply from Kate Day
April 18th, 2026 04:17 PM
Kyle, I really appreciate you taking the time to share this. “Quick and painless” is exactly the experience I work to create, even behind the scenes when there’s a lot happening. It was a pleasure working with you, and I’d be honored to help...
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Kate works to find the best program available for buyers. Kate is available day or night for answering questions.
Reply from Kate Day
April 17th, 2026 04:40 PM
Thank you so much for your kind words—I truly appreciate it! It means a lot to me to be able to support both you and your clients by finding the best possible solutions and being available when it matters most. I’m grateful for the opportunity...
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Kate was friendly, on top of things, & we closed right on time!
Reply from Kate Day
April 13th, 2026 05:04 PM
Thank you so much for the kind words! It truly means a lot. I'm so glad we were able to keep everything on track and get you to the closing table on time. It was a pleasure working with you and your family on your new home purchase.
Kate Day IS the reason we had a GREAT experience. I will ALWAYS highly recommend her.I cannot thank Kate enough for helping us secure our funding. We ran into several hurdles, but Kate never gave up and worked tirelessly to find solutions....
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Reply from Kate Day
April 6th, 2026 05:05 PM
This truly means so much—thank you.We definitely worked through a few hurdles together, and I’m so grateful you trusted me to help guide you through each step. That’s what I’m here for—finding solutions, keeping things moving, and making sure...
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This was a tough re-fi/debt consolidation/home repair.
Kate was determined and didn't give up. She stuck it out until she got the job done. We couldn't have done it without her. Thanks, Kate!
Reply from Kate Day
April 1st, 2026 01:39 PM
Thank you so much for the kind words — it truly means the world to me, especially coming from a returning client! Your continued trust in me is something I genuinely appreciate more than I can say.This one definitely had its challenges, but...
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Kate was great to work with. Our loan process went very well, quick and stress free. Thank you Kate for another great experience with Flat Branch Mortgage!
Reply from Kate Day
March 24th, 2026 03:05 PM
Thank you so much for your kind words! It truly means a lot that you trusted me again—I’m so glad to hear the process felt quick and stress-free. That’s always my goal! I appreciate the opportunity to work with you and am grateful to be part...
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We had a truly great experience working with Kate. Her professionalism , responsiveness, and willingness to go above and beyond made the entire mortgage process so much smoother and far less stressful than expected . She was always available...
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Reply from Kate Day
March 19th, 2026 03:44 PM
Thank you so much for your kind words - it truly means more than you know. Helping guide you through the mortgage process and making it feel smooth and stress-free is always my goal, so hearing that was your experience is incredibly rewarding....
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About
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. Whether you are buying your first home, moving up, refinancing, or starting a new chapter, I take the time to understand your goals and find a financing solution that fits your needs. I believe in clear communication, honest answers, and being available when you need me. My goal is to make the process easy to understand and help you feel confident from our first conversation through closing and beyond.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Home Equity Line of Credit
Specialities
Home mortgages for primary, 2nd home, and rental/investment properties
Conventional Financing
Jumbo
First Time Homebuyers
Bridge Loans, HELOC's and non-QM Financing options
Down Payment Assistance
FHA Financing
VA Financing
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Education
- ST Louis UniverisityAccounting and Finance
Positions
- Flat Branch Home Loans - Senior Mortgage BankerApr 16th, 2018 - Current
Memberships
- Little Black Book: Women in Business
- East Central Board of Realtors
- Southern Gateway Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Licenses
- NMLS# 905880
Awards
SGAR Affiliate of ...
SGAR Affiliate of ...
Five Star Mortgage...
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Achievements
- 2015 Affiliate of the Year- Jefferson County Board of Realtors
- 2016 Affiliate of the Year- Jefferson County Board of Realtors
- 2016-2023 Five Star Mortgage Profession 5 Star Award
Hobbies
- Cooking
- Gardening
- Reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149