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Kate Day - Senior Mortgage Banker | NMLS# 870543 in Chesterfield, MO

Kate Day

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Senior Mortgage Banker | NMLS# 870543

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No two borrowers share the same story, which is why every loan process I guide is tailored to your unique goals and circumstances. Whether you’re a first-time buyer, moving up, or reaching a new milestone in life, I’ll meet you where you ar...... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Overall Ratings
4.92
(198)
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Reviews from Web
  • 5.0
    Encompass
    F
    Felecia M W
    CRYSTAL CITY, MO
    Posted on May 25th, 2026 07:57 PM
    Kate was amazing she went above and beyond. She kept us informed and answered all our questions.
    Reply from Kate Day
    May 26th, 2026 01:59 AM
    Thank you so much for the sweet review! I truly appreciate you taking the time to share your experience. It was an honor helping you through the process, and I’m so glad I could make things easier by keeping you updated and answering your questions...
    read more
  • 5.0
    Encompass
    B
    Brian K W
    CRYSTAL CITY, MO
    Posted on May 25th, 2026 07:57 PM
    Kate was great through the entire process, answered all our questions very promptly. Would recommend her to anyone looking to but or refinance.
    Reply from Kate Day
    May 26th, 2026 01:57 AM
    Thank you so much for the kind words! It was truly a pleasure helping you through the process. I’m so glad I could make things smooth and be there to answer your questions along the way. Thank you for putting your trust in me, and I truly appreciate...
    read more
  • 5.0
    Encompass
    S
    Scott A W
    ARNOLD, MO
    Posted on May 25th, 2026 04:02 PM
    Good communication and guidance
    Reply from Kate Day
    May 25th, 2026 04:31 PM
    We truly appreciate you taking the time to share such thoughtful feedback! Great communication and guidance are two things I truly strive to provide every step of the way. It was a pleasure working with you, and I’m so grateful you trusted...
    read more
  • 5.0
    Encompass
    D
    Dean E
    ARNOLD, MO
    Posted on May 22nd, 2026 05:57 PM
    Tim and Kate have been the "Go To' persons for mortgages and refinancing for years. Knowledgable, Git're done, night owl, and generally the best there is or has ever been in my book.
    Reply from Kate Day
    May 22nd, 2026 06:06 PM
    Wow… thank you so much for these incredibly kind words. ❤️Tim and I truly appreciate your trust and friendship over the years. Being your “go-to” means more to us than you know. We’ve always believed in working hard, being available when our...
    read more
  • 5.0
    Encompass
    M
    Montana S T
    WINFIELD, MO
    Posted on May 18th, 2026 03:20 PM
    Personable, lovely personality
    Reply from Kate Day
    May 18th, 2026 03:46 PM
    Thank you so much for the kind words, Montana! It was truly a pleasure working with you. I'm so glad you felt supported throughout the process. Helping clients feel comfortable, informed, and cared for is always my goal. Wishing you all the...
    read more
  • 5.0
    Encompass
    D
    Deborah D
    HILLSBORO, MO
    Posted on May 7th, 2026 03:15 PM
    Kate was great and kept me informed through tje while process.
    Reply from Kate Day
    May 7th, 2026 03:48 PM
    Thank you so much for the very kind words. It was a pleasure helping you and your family through the home loan process. I'm so grateful for the opportunity to be part of such an important chapter in your life, and I'm glad I could help keep...
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  • 5.0
    Encompass
    K
    Kayla D
    HILLSBORO, MO
    Posted on May 7th, 2026 03:11 PM
    Easy-going person to talk too, very helpful!
    Reply from Kate Day
    May 7th, 2026 03:51 PM
    It was truly a pleasure helping you through the loan process. I'm so glad you felt comfortable throughout everything. Buying a home can feel overwhelming at times, so I always want my clients to feel supported, informed, and at ease every step...
    read more
  • 5.0
    Encompass
    C
    Charlene B
    CEDAR HILL, MO
    Posted on April 25th, 2026 03:26 AM
    Working with Kate Day at Flat Branch Home Loans was a great experience. This transaction involved a Conventional Construction Loan with HomePath, which added a few extra layers, but Kate stayed consistent, communicative, and detail-oriented...
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    Reply from Kate Day
    April 25th, 2026 03:32 PM
    Thank you so much for your thoughtful words—this truly means a lot.Construction loans, especially with added layers like HomeStyle, definitely require strong communication and teamwork, so I’m grateful we were able to navigate it together so...
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  • 4.75
    Encompass
    T
    Timothy J K
    Villa Ridge, MO
    Posted on April 24th, 2026 01:32 AM
    Very helpful, intuitive and was able to explain all of the questions I had
    Reply from Kate Day
    April 25th, 2026 03:34 PM
    I truly appreciate you taking the time to share this—thank you.Making sure everything feels clear and easy to understand is always my goal, so I’m really glad I could help answer your questions along the way.It was a pleasure working with you,...
    read more
  • 3.75
    Encompass
    B
    Brady S
    Festus, MO
    Posted on April 23rd, 2026 03:12 PM
    Got it done
    Reply from Kate Day
    April 25th, 2026 03:37 PM
    Thank you—I appreciate that.Getting it done and getting it done right is always my goal, so I’m really glad we were able to get you across the finish line.It was a pleasure working with you, and I’m always here if you need anything—now or down...
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  • 10 of 198
    About
    No two borrowers share the same story, which is why every loan process I guide is tailored to your unique goals and circumstances. Whether you’re a first-time buyer, moving up, or reaching a new milestone in life, I’ll meet you where you are and walk with you every step of the way. My focus is to design a loan solution that fits your needs perfectly, so that the hard work you’ve put in leads to the home you’ve been dreaming of.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Home mortgages for primary, 2nd home, and rental/investment properties
    Conventional Financing
    Jumbo
    First Time Homebuyers
    Bridge Loans, HELOC's and non-QM Financing options
    Down Payment Assistance
    FHA Financing
    VA Financing
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    481
    /850
    Search Rank Score
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    Memberships
    • East Central Board of Realtors
    Addresses and Serving Areas

    Year Started

    1994
    Licenses
    • NMLS# 905880
    Awards
    SGAR Affiliate of ...
    SGAR Affiliate of ...
    Five Star Mortgage...
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    Achievements
    • 2015 Affiliate of the Year- Jefferson County Board of Realtors
    • 2016 Affiliate of the Year- Jefferson County Board of Realtors
    • 2016-2023 Five Star Mortgage Profession 5 Star Award
    Hobbies
    • Cooking
    • Gardening
    • Reading
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149