Kate Day
Senior Mortgage Banker | NMLS# 870543
ST Louis Univerisity
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. ... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Kate is always very professional plus she is always concerned about my needs. She listens and communicates through out the entire process.
Reply from Kate Day
October 24th, 2026 04:59 PM
Thank you so much for your kind words! 💚 It truly means a lot to me that you feel heard, informed, and cared for throughout the process. I’ve always believed that mortgage lending is about so much more than numbers and paperwork. It’s about...
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Tim and kate are an amazing team. They make the lending process easy for not only our client but as a Realtor. I appreciate them and look forward to the next deal with them!
Reply from Kate Day
October 23rd, 2026 02:51 PM
Thank you so much for the kind words! Tim and I truly appreciate you and the trust you place in us to take care of your clients. We know how important communication and teamwork are in making the homebuying process as smooth as possible for...
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Great communication, got us everything quickly and made sure we had all our questions andwered
Reply from Kate Day
October 23rd, 2026 02:53 PM
Thank you so much for the wonderful five-star review! 💚 Communication is so important to us, and we always want our clients to feel informed, comfortable, and confident throughout the entire mortgage process. We know buying a home is a big...
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No matter what time of day Kate and Tim were available to answer my questions and made sure that the whole experience was pleasant from start to end! I Will definitely recommend to my friends and family
Reply from Kate Day
October 23rd, 2026 02:55 PM
Oh, my goodness, thank you so much for these incredibly kind words! 💚 Reviews like this truly mean the world to me and my team. Buying a home is one of the biggest financial decisions you’ll ever make, and we never take the trust you place...
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Kate Day and her team are absolutely amazing. She is always 2 steps ahead and there is no one else i would trust with such a big purchase. Thank you Kate and team you guys are incredible at what you do!
Reply from Kate Day
October 23rd, 2026 02:57 PM
Oh, my goodness, thank you so much for these incredibly kind words! 💚 What makes this review even more special is that you’ve trusted us not just once, but again with such an important decision. There truly is no greater compliment than having...
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Kate is very respectful and she does whatever she can to better one's understanding.
Reply from Kate Day
October 23rd, 2026 02:58 PM
Thank you so much for your kind words and for trusting me and my team with the purchase of your very first home! 💚 Being a first-time homebuyer can feel overwhelming, and I believe it’s so important to take the time to explain things, answer...
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I really enjoyed working with Kate, and everyone on her team. From the beginning she took her time and made sure to get the job done for our buyer. Can't wait to help more families secure homeownership togethe.
Reply from Kate Day
October 23rd, 2026 03:00 PM
Thank you so much for your kind words! 💚 It was truly a pleasure working with you as well! I believe that buying a home takes a team, and having a Realtor who genuinely cares about their clients makes all the difference. My team and I always...
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Kate when above and beyond to make sure I was educated enough to make the right decision.
Reply from Kate Day
October 9th, 2026 03:52 PM
Knowing you felt informed and confident in your decision means so much to me! Buying a home is a big step, and I want you to feel comfortable asking questions and understanding your options along the way. I'm grateful you trusted Team Day to...
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Kate was great to work with but I would recommend you use a different appraiser, but Kate Day is the best
Reply from Kate Day
October 7th, 2026 10:10 PM
It means so much that you chose to work with me again! I truly appreciate your continued trust and always enjoy helping you. I'm sorry the appraisal experience didn't meet your expectations, and I appreciate your honest feedback. I'm always...
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Great day has always made anything. I need for my loan services extremely easy and very pleasant to deal with. She explained everything exactly how I needed it to be explained even the process your team is amazing.
Reply from Kate Day
September 30th, 2026 04:55 PM
It means so much that you trusted me again to help with your refinance! I'm glad we made the process easy and kept everything clear along the way. I'll be sure to sure to share your appreciation with our amazing processing team. It's always...
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About
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. Whether you are buying your first home, moving up, refinancing, or starting a new chapter, I take the time to understand your goals and find a financing solution that fits your needs. I believe in clear communication, honest answers, and being available when you need me. My goal is to make the process easy to understand and help you feel confident from our first conversation through closing and beyond.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Home Equity Line of Credit
Specialities
Home mortgages for primary, 2nd home, and rental/investment properties
Conventional Financing
Jumbo
First Time Homebuyers
Bridge Loans, HELOC's and non-QM Financing options
Down Payment Assistance
FHA Financing
VA Financing
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Education
- ST Louis UniverisityAccounting and Finance
Positions
- Flat Branch Home Loans - Senior Mortgage BankerApr 16th, 2018 - Current
Memberships
- Little Black Book: Women in Business
- East Central Board of Realtors
- Southern Gateway Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Licenses
- NMLS# 905880
Awards
SGAR Affiliate of ...
SGAR Affiliate of ...
Five Star Mortgage...
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Achievements
- 2015 Affiliate of the Year- Jefferson County Board of Realtors
- 2016 Affiliate of the Year- Jefferson County Board of Realtors
- 2016-2023 Five Star Mortgage Profession 5 Star Award
Hobbies
- Cooking
- Gardening
- Reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149