Kate Day
Senior Mortgage Banker | NMLS# 870543
ST Louis Univerisity
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. ... Show More
Location & Business Hours
Business Hours
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closed
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8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
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Reviews from Web
Great day has always made anything. I need for my loan services extremely easy and very pleasant to deal with. She explained everything exactly how I needed it to be explained even the process your team is amazing.
Reply from Kate Day
September 30th, 2026 04:55 PM
It means so much that you trusted me again to help with your refinance! I'm glad we made the process easy and kept everything clear along the way. I'll be sure to sure to share your appreciation with our amazing processing team. It's always...
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Smooth process
Reply from Kate Day
September 28th, 2026 03:31 PM
I'm so glad the process felt smooth! It was a pleasure working with you, and I appreciate you trusting us with your home loan.
Kate is always amazing. We have used her for many years with our mortgages and she aways is 100% the best.
Reply from Kate Day
September 23rd, 2026 02:51 PM
it truly means so much to have clients come back and trust us with their mortgage's year after years. We're incredibly grateful for your continued confidence in us and for the opportunity to be part of your journey through the years. It's always...
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We got a quote from a different lender and he pulled my credit 2 times. my wife used Kate before and recommended her. once we got on the phone she was able to help us right away! she is amazing!
Reply from Kate Day
September 22nd, 2026 02:06 AM
I love hearing this! I'm so glad your wife trusted me enough from her previous experience to recommend that we connect. Once we got on the phone, I was happy to jump in, look at the situation, and get things moving for you right away. It was...
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Kate and Tim Day with Flat Branch Home Loans are truly top-tier! They are not only exceptional lenders, but genuinely wonderful people who truly care about their clients and the real estate professionals they work alongside.As a REALTOR®, having...
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Reply from Kate Day
September 22nd, 2026 02:14 AM
This one truly means so much to Tim and me. We've always believed that this business is about so much more than loans. and closings - it's about the people and the relationships we build along the way. Knowing that you trust us with your clients...
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Kate always answered her phone when I called, kept me aware of where we were throuout the entire transaction, and when we ran into a road block, she escalated the situation to her team so we could keep the deal alive!
Reply from Kate Day
September 22nd, 2026 02:19 AM
Communication is so important to me, especially when we hit an unexpected roadblock. I never want my clients or Realtor partners wondering where things stand or what happens next. Sometimes it takes bringing in the right people, asking more...
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Kate once again went above and beyond with providing great customer service and an in depth expertise of the lending process. this was a tricky one but Kate helped solved it and got the hoise closed. She is the absolute best!
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Reply from Kate Day
September 19th, 2026 02:03 PM
Getting to work with you for the third time makes this one even more special! 💚 I’m so grateful for the trust you continue to place in me. This transaction threw us an unexpected curveball with a title issue on the seller’s side, but we stayed...
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Straight to the point on everything with financial needs. Very informed.
Reply from Kate Day
September 18th, 2026 05:06 PM
Delno, I'm so glad you felt informed and knew exactly where things stood throughout the process. I believe in being straightforward, explaining the financial side clearly, and making sure there are no surprises along the way. It was truly a...
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I had a wonderful experience working with this loan officer on a VA home purchase in Southeast Missouri for a buyer who intends for this to be his last home. From start to finish, her communication was outstanding—clear, responsive, and proactive....
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Reply from Kate Day
September 16th, 2026 02:34 PM
It was truly a pleasure working with you on this VA purchase! I especially appreciated how well we were able to communicate and work together to make sure our buyer received every benefit available to him.Knowing that this home is intended...
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Respond quickly when we have a question,. Very nice people.
Reply from Kate Day
September 16th, 2026 02:35 PM
It was truly a pleasure working with you on this VA purchase! I especially appreciated how well we were able to communicate and work together to make sure our buyer received every benefit available to him.Knowing that this home is intended...
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About
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. Whether you are buying your first home, moving up, refinancing, or starting a new chapter, I take the time to understand your goals and find a financing solution that fits your needs. I believe in clear communication, honest answers, and being available when you need me. My goal is to make the process easy to understand and help you feel confident from our first conversation through closing and beyond.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Home Equity Line of Credit
Specialities
Home mortgages for primary, 2nd home, and rental/investment properties
Conventional Financing
Jumbo
First Time Homebuyers
Bridge Loans, HELOC's and non-QM Financing options
Down Payment Assistance
FHA Financing
VA Financing
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Education
- ST Louis UniverisityAccounting and Finance
Positions
- Flat Branch Home Loans - Senior Mortgage BankerApr 16th, 2018 - Current
Memberships
- Little Black Book: Women in Business
- East Central Board of Realtors
- Southern Gateway Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Licenses
- NMLS# 905880
Awards
SGAR Affiliate of ...
SGAR Affiliate of ...
Five Star Mortgage...
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Achievements
- 2015 Affiliate of the Year- Jefferson County Board of Realtors
- 2016 Affiliate of the Year- Jefferson County Board of Realtors
- 2016-2023 Five Star Mortgage Profession 5 Star Award
Hobbies
- Cooking
- Gardening
- Reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149