Kate Day
Senior Mortgage Banker | NMLS# 870543
No two borrowers share the same story, which is why every loan process I guide is tailored to your unique goals and circumstances. Whether you’re a first-time buyer, moving up, or reaching a new milestone in life, I’ll meet you where you ar... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
So easy to understand and ask any questions to. They worked hard to help us get everything done in a timely manner and feel prepared and reassured along the way. Thanks Kate and Tim!
Clear communication throughout the loan process
They made the whole process easy to go through.
Reply from Kate Day
August 21st, 2026 02:34 AM
It was such a pleasure working with you! Making the home loan process feel easy and as stress-free as possible is always our goal. Thank you for trusting Tim and me to help you through it!
was super nice and fresh and answered any questions i had.
Reply from Kate Day
August 19th, 2026 04:45 PM
I'm pleased to hear that you felt comfortable asking questions and found the experience positive. Thank you for sharing your feedback!
She explained everything and answered my all my questions.
Reply from Kate Day
August 18th, 2026 03:08 AM
Thank you for the 5-star review! Knowing that you felt informed, had all of questions answered, and understood everything throughout the process means so much to us. Making sure our clients feel confident every step of the way is always our...
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and Tim were very knowledgeable and communicated very clearly every step of the way! They keep the client very well informed as well as myself as the agent. Five stars all the way around for Tim and Kate!
Reply from Kate Day
August 14th, 2026 08:38 PM
We truly appreciate the five-star review! Communication is such an important part of what we do, and Tima and I work hard to make sure both our clients and their agents always know exactly where things stand. A smooth transaction takes a great...
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Kate was amazing through this whole process.
Reply from Kate Day
August 14th, 2026 03:40 PM
Welcome back to Missouri! It was such a pleasure helping make your move from Illinois back to home a smooth one. I'm so glad my team and I could be part of this next chapter for you and your family and help you get all the way HOME.
Kate and Tim were able to answer all my questions and explain each part of the loan process. Most importantly, when I told them I wanted to differ closing costs they helped me develop a strategy to get that accomplished and make the finances...
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Reply from Kate Day
August 10th, 2026 04:42 PM
Thank you so much for the kind words! Tim and I truly appreciate you taking the time to share your experience.One of the most important parts of what we do is listening to what matters most to our clients and then finding a strategy that makes...
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Answers calls and questions to the best of their ability.
Reply from Kate Day
August 10th, 2026 04:42 PM
Thank you so much for taking the time to leave us a review! We always want our clients to know they can reach us when they have questions and that we’ll do everything we can to provide the answers and guidance they need. We truly appreciate...
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Kate and everyone at Flat Branch were always very friendly and kept us in taking the way of getting us refinanced. Everything was done so quickly. we are very pleased with our experience. Thank you everyone at Flat Branch.
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Reply from Kate Day
June 30th, 2026 02:11 PM
I'm happy to hear that you had a positive experience with me and the team at Flat Branch. It's great to know that everything went smoothly and quickly for your refinancing. Thank you for your kind words, and if you ever need further assistance,...
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About
No two borrowers share the same story, which is why every loan process I guide is tailored to your unique goals and circumstances. Whether you’re a first-time buyer, moving up, or reaching a new milestone in life, I’ll meet you where you are and walk with you every step of the way. My focus is to design a loan solution that fits your needs perfectly, so that the hard work you’ve put in leads to the home you’ve been dreaming of.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home mortgages for primary, 2nd home, and rental/investment properties
Conventional Financing
Jumbo
First Time Homebuyers
Bridge Loans, HELOC's and non-QM Financing options
Down Payment Assistance
FHA Financing
VA Financing
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerApr 16th, 2018 - Current
Memberships
- Little Black Book: Women in Business
- East Central Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Licenses
- NMLS# 905880
Awards
SGAR Affiliate of ...
SGAR Affiliate of ...
Five Star Mortgage...
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Achievements
- 2015 Affiliate of the Year- Jefferson County Board of Realtors
- 2016 Affiliate of the Year- Jefferson County Board of Realtors
- 2016-2023 Five Star Mortgage Profession 5 Star Award
Hobbies
- Cooking
- Gardening
- Reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149