Kate Day
Senior Mortgage Banker | NMLS# 870543
ST Louis Univerisity
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. ... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
very easy and quick process.
Reply from Kate Day
September 11th, 2026 02:55 PM
Thank you so much for the kind words! I'm so glad you found the process easy and quick. Making the home loan experience as smooth and stress-free as possible is always our goal, It was truly a pleasure working with you, and I appreciate you...
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Kate always goes above and beyond for her clients and works super hard to make everything as easy as possible
Reply from Kate Day
September 11th, 2026 02:59 PM
It means so much to have clients come back and trust me again with something as important as their home financing. I truly believe my clients deserve someone who will work hard for them, stay on top of the details, and do everything possible...
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So easy to understand and ask any questions to. They worked hard to help us get everything done in a timely manner and feel prepared and reassured along the way. Thanks Kate and Tim!
Reply from Kate Day
September 11th, 2026 03:04 PM
Getting to help your family not just once, but again as you sold your first home and moved into a bigger home for your growing family, has been such a privilege. Tim and I always want our clients to feel comfortable asking questions, understanding...
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Clear communication throughout the loan process
Reply from Kate Day
September 7th, 2026 02:34 PM
Jimmy, I'm pleased to hear that you found the communication clear throughout the loan process. Thank you for sharing your experience with me.
They made the whole process easy to go through.
Reply from Kate Day
August 21st, 2026 02:34 AM
It was such a pleasure working with you! Making the home loan process feel easy and as stress-free as possible is always our goal. Thank you for trusting Tim and me to help you through it!
was super nice and fresh and answered any questions i had.
Reply from Kate Day
August 19th, 2026 04:45 PM
I'm pleased to hear that you felt comfortable asking questions and found the experience positive. Thank you for sharing your feedback!
She explained everything and answered my all my questions.
Reply from Kate Day
August 18th, 2026 03:08 AM
Thank you for the 5-star review! Knowing that you felt informed, had all of questions answered, and understood everything throughout the process means so much to us. Making sure our clients feel confident every step of the way is always our...
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and Tim were very knowledgeable and communicated very clearly every step of the way! They keep the client very well informed as well as myself as the agent. Five stars all the way around for Tim and Kate!
Reply from Kate Day
August 14th, 2026 08:38 PM
We truly appreciate the five-star review! Communication is such an important part of what we do, and Tima and I work hard to make sure both our clients and their agents always know exactly where things stand. A smooth transaction takes a great...
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Kate was amazing through this whole process.
Reply from Kate Day
August 14th, 2026 03:40 PM
Welcome back to Missouri! It was such a pleasure helping make your move from Illinois back to home a smooth one. I'm so glad my team and I could be part of this next chapter for you and your family and help you get all the way HOME.
Kate and Tim were able to answer all my questions and explain each part of the loan process. Most importantly, when I told them I wanted to differ closing costs they helped me develop a strategy to get that accomplished and make the finances...
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Reply from Kate Day
August 10th, 2026 04:42 PM
Thank you so much for the kind words! Tim and I truly appreciate you taking the time to share your experience.One of the most important parts of what we do is listening to what matters most to our clients and then finding a strategy that makes...
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About
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. Whether you are buying your first home, moving up, refinancing, or starting a new chapter, I take the time to understand your goals and find a financing solution that fits your needs. I believe in clear communication, honest answers, and being available when you need me. My goal is to make the process easy to understand and help you feel confident from our first conversation through closing and beyond.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Home Equity Line of Credit
Specialities
Home mortgages for primary, 2nd home, and rental/investment properties
Conventional Financing
Jumbo
First Time Homebuyers
Bridge Loans, HELOC's and non-QM Financing options
Down Payment Assistance
FHA Financing
VA Financing
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Education
- ST Louis UniverisityAccounting and Finance
Positions
- Flat Branch Home Loans - Senior Mortgage BankerApr 16th, 2018 - Current
Memberships
- Little Black Book: Women in Business
- East Central Board of Realtors
- Southern Gateway Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Licenses
- NMLS# 905880
Awards
SGAR Affiliate of ...
SGAR Affiliate of ...
Five Star Mortgage...
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Achievements
- 2015 Affiliate of the Year- Jefferson County Board of Realtors
- 2016 Affiliate of the Year- Jefferson County Board of Realtors
- 2016-2023 Five Star Mortgage Profession 5 Star Award
Hobbies
- Cooking
- Gardening
- Reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149