Kate Day
Senior Mortgage Banker | NMLS# 870543
ST Louis Univerisity
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. ... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Answers calls and questions to the best of their ability.
Reply from Kate Day
August 10th, 2026 04:42 PM
Thank you so much for taking the time to leave us a review! We always want our clients to know they can reach us when they have questions and that we’ll do everything we can to provide the answers and guidance they need. We truly appreciate...
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Kate and everyone at Flat Branch were always very friendly and kept us in taking the way of getting us refinanced. Everything was done so quickly. we are very pleased with our experience. Thank you everyone at Flat Branch.
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Reply from Kate Day
June 30th, 2026 02:11 PM
I'm happy to hear that you had a positive experience with me and the team at Flat Branch. It's great to know that everything went smoothly and quickly for your refinancing. Thank you for your kind words, and if you ever need further assistance,...
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Kate and Tim made this experience painless and also made it to where I understood everything
Reply from Kate Day
June 23rd, 2026 02:40 PM
It was truly our pleasure to help you through the home loan process. Tim and I believe that understanding each step is just as important as getting to the closing table, so we're glad we could make the experience smooth and easy to follow....
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Kate was fantastic to work with throughout the entire process from start to finish. Very responsive and always made sure everything was taken care of. Would highly recommend her to anyone.
Reply from Kate Day
June 18th, 2026 06:07 PM
Thank you, Justin, for the kind words and recommendation! It was truly a pleasure helping you through the home financing process. I'm glad I could make the experience smooth and keep everything on track from start to finish. Thank you for...
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Kate was very responsive and checked in with every step of the process. Very smooth transaction start to finish.
Reply from Kate Day
June 18th, 2026 03:30 PM
Thank you, Meghan, for the kind words! It was a pleasure working with you throughout the home loan process. Communication and staying proactive every step of the way is very important to me and my team, so I'm thrilled to hear that you feel...
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Kate knows her job and knows it well. Always on top of things and back up plan if something goes arawy.
Polite and available to answer any questions.
Thank you
Reply from Kate Day
June 18th, 2026 02:18 AM
I truly appreciate you taking the time to share your experience! Helping my clients navigate the mortgage process with confidence is always my goal. Having a solid plan is important, but having a backup plan when unexpected challenges arise...
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FlatBranch is a very friendly...helpful....caring loan company...Would use them anytime!!!
Reply from Kate Day
June 15th, 2026 04:09 PM
Thanks, David for the kind words. Helping you and your wife relocate from California to the St Louis area was truly an honor. A move across the country can feel overwhelming, and I'm so glad our team was able to make the financing process smooth,...
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Everything was handled fast and professional, it was a very easy proces!
Reply from Kate Day
June 15th, 2026 04:03 PM
Thank you so much for the kind review, Dylan! I'm thrilled to hear that the process felt easy and stress-free. My goal is always to provide fast, professional service while keeping everything as smooth as possible for start to finish. It was...
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Extremely professional and very caring person. Couldn't be happier with my experience!
Reply from Kate Day
June 14th, 2026 06:26 AM
Thank you so much for your kind words! It means a great deal to know that you felt both cared for and supported throughout the process. I believe that professionalism and personal service go hand in hand, and I’m grateful for the opportunity...
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I cannot recommend Kate Day highly enough! She was absolutely incredible to work with from start to finish. Kate is extremely efficient, highly responsive, and took the time to answer every single question I had, no matter how small. She went...
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Reply from Kate Day
June 14th, 2026 06:24 AM
Wow—thank you so much for your incredibly kind words. Reading this truly means the world to me.Buying a home is one of the biggest financial decisions most people will ever make, and I believe everyone deserves a lender who takes the time to...
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About
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. Whether you are buying your first home, moving up, refinancing, or starting a new chapter, I take the time to understand your goals and find a financing solution that fits your needs. I believe in clear communication, honest answers, and being available when you need me. My goal is to make the process easy to understand and help you feel confident from our first conversation through closing and beyond.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Home Equity Line of Credit
Specialities
Home mortgages for primary, 2nd home, and rental/investment properties
Conventional Financing
Jumbo
First Time Homebuyers
Bridge Loans, HELOC's and non-QM Financing options
Down Payment Assistance
FHA Financing
VA Financing
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Education
- ST Louis UniverisityAccounting and Finance
Positions
- Flat Branch Home Loans - Senior Mortgage BankerApr 16th, 2018 - Current
Memberships
- Little Black Book: Women in Business
- East Central Board of Realtors
- Southern Gateway Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Licenses
- NMLS# 905880
Awards
SGAR Affiliate of ...
SGAR Affiliate of ...
Five Star Mortgage...
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Achievements
- 2015 Affiliate of the Year- Jefferson County Board of Realtors
- 2016 Affiliate of the Year- Jefferson County Board of Realtors
- 2016-2023 Five Star Mortgage Profession 5 Star Award
Hobbies
- Cooking
- Gardening
- Reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149