

Karyl Smith
Loan Officer

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The experience and assistance with My La was phenomenal. My La was very professional, on time and on track with all of the paperwork. He was very helpful and guided me throughout all of the phases. I would highly recommend My La to anyone that...
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I worked with Steve and he was fantastic!My home building process took over a year to complete and during this while process Steve took his time in making sure that everything was consistently done. He was very available, patient with my questions,...
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My husband and I worked with Nick Hobbs. He was excellent to work with. He had a response time of 1-3 hours, always accessible via phone and email, and he was always willing to educate us on the process from beginning to end.
Steve gave clear explanations of everything. The online dashboard was a breeze to use. I knew exactly what my progress was and what I still needed to do. He and his team answered all my questions promptly. The process was easy from start to...
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I am a first time home buyer and I worked with Luke Stevenson over the course of the last 3-4 months trying to buy a home with a solid rate during this crazy and difficult market and all I can say is, his:Communication: 5 starKnowledge: 5 star...
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Karyl Smith went above and beyond to help us find the best loan solution and get to closing. Working with Alcova didn't just feel like business; they made it feel like I was family.
The experience and assistance with My La was phenomenal. My La was very professional, on time and on track with all of the paperwork. He was very helpful and guided me throughout all of the phases. I would highly recommend My La to anyone that...
read more
Karyl Smith went above and beyond to help us find the best loan solution and get to closing. Working with Alcova didn't just feel like business; they made it feel like I was family.
Karyl worked hard to help us find the best solution. She was extremely knowledgeable and kind. Her combination of compassion and experience were a great help to me as a first time home buyer.
We loved working with Luke at Alcova. He is a down-to-earth regular guy, which we really appreciated! Love his sense of humor and warmth. Most of all, Luke is super knowledgeable and very responsive to our questions and texts. I highly recommend...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 115330
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance