Karyl Smith
Loan Officer
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Alcova made buying our first house the easiest process ever! Shoutout to Ashton and the team for their communication, transparency, and hard work. What would otherwise be a stressful process was made quick and simple. Awesome work!
Ashton & the Alcova Mortgage team closed on our home SO FAST. Our agent with over 20 years of experience told us it was the fastest closing she had ever seen! Ashton and the team were communicative, detail-oriented, and so very helpful. We...
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Great group of people. Luke did an excellent job working with me through the entire process and made it very simple. Not to mention closing only took 22 days from the day I locked in my rate. Thank you
Our loan officer, Luke Stevenson, was incredible throughout the entire process. We first engaged Luke and Alcova awhile back on a house offer. We didn’t get the initial house and extended our search for quite a few months. Luke checked in regularly,...
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I am a first time home buyer and I worked with Luke Stevenson over the course of the last 3-4 months trying to buy a home with a solid rate during this crazy and difficult market and all I can say is, his:Communication: 5 starKnowledge: 5 star...
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Fast and professional ! Myla is our loan officer and we trust him. We will continue to introduce him to our friends and relatives. Thanks again !
My husband and I worked with Nick Hobbs. He was excellent to work with. He had a response time of 1-3 hours, always accessible via phone and email, and he was always willing to educate us on the process from beginning to end.
I worked with Steve and he was fantastic!My home building process took over a year to complete and during this while process Steve took his time in making sure that everything was consistently done. He was very available, patient with my questions,...
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Being a first time home buyer I received so much support from Cristina. She is very knowledgeable and friendly. The process was smooth and rather fast. Any questions I had along the way were answered in a timely manner. I was also provided...
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Wow! Steve went above and beyond to help us achieve a quick and easy closing. We had an appraisal done within a week. He was there to answer all the questions I had as a first time homebuyer. He locked in a great rate for us. The online system...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 115330
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance