

Karyl Smith
Loan Officer

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Excellent experience from start to finish. Would definitely recommend Holly at Alcova Mortgage in Raleigh NC.
Steve and Holly made a our home buying experience so less stressful! They were always willing to answer questions, and support us throughout the closing process. THANK YOU!
Steve was always just a phone call away and took the time to thoroughly explain the answers to our questions to help us really understand the process we were going through. This was extremely helpful and comforting for us as first time home...
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We have had several experiences before this, but working with Patrica Acosta was hands down the BEST experience we have ever had working with a lender (loan officer). Talk about FAST!!! She is super efficient and detail oriented. I could tell...
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Steve Hobbs at Alcova is excellent. He was extremely knowledgeable and completed our loan process with a very quick turnaround time. I highly recommend him.
As first-time home buyers and quite clueless as to the process, the experience with Alcova was great. And Nick Hobbs was a fantastic loan officer! Nick facilitated an outstanding experience. Efficient, reliable, communicative and incredibly...
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Our loan officer, Luke Stevenson, was incredible throughout the entire process. We first engaged Luke and Alcova awhile back on a house offer. We didn’t get the initial house and extended our search for quite a few months. Luke checked in regularly,...
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Alcova made buying our first house the easiest process ever! Shoutout to Ashton and the team for their communication, transparency, and hard work. What would otherwise be a stressful process was made quick and simple. Awesome work!
We loved working with Luke at Alcova. He is a down-to-earth regular guy, which we really appreciated! Love his sense of humor and warmth. Most of all, Luke is super knowledgeable and very responsive to our questions and texts. I highly recommend...
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Ashton & the Alcova Mortgage team closed on our home SO FAST. Our agent with over 20 years of experience told us it was the fastest closing she had ever seen! Ashton and the team were communicative, detail-oriented, and so very helpful. We...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 115330
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance