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Karyl Smith - Loan Officer  in Raleigh, NC

Karyl Smith

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Loan Officer

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Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
99%
4 Star
0%
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1 Star
1%
Reviews from Web
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    Debi P
    Posted on September 16th, 2023 01:13 PM
    Excellent experience from start to finish. Would definitely recommend Holly at Alcova Mortgage in Raleigh NC.
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    Hank B
    Posted on August 27th, 2023 02:44 PM
    Steve and Holly made a our home buying experience so less stressful! They were always willing to answer questions, and support us throughout the closing process. THANK YOU!
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    Abagail P
    Posted on August 13th, 2023 02:29 PM
    Steve was always just a phone call away and took the time to thoroughly explain the answers to our questions to help us really understand the process we were going through. This was extremely helpful and comforting for us as first time home...
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    Sarah N
    Posted on May 17th, 2023 10:32 PM
    We have had several experiences before this, but working with Patrica Acosta was hands down the BEST experience we have ever had working with a lender (loan officer). Talk about FAST!!! She is super efficient and detail oriented. I could tell...
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    Jacqueline S
    Posted on April 11th, 2023 12:07 PM
    Steve Hobbs at Alcova is excellent. He was extremely knowledgeable and completed our loan process with a very quick turnaround time. I highly recommend him.
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    Esther G L
    Posted on February 16th, 2023 02:33 PM
    As first-time home buyers and quite clueless as to the process, the experience with Alcova was great. And Nick Hobbs was a fantastic loan officer! Nick facilitated an outstanding experience. Efficient, reliable, communicative and incredibly...
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    Aaron B
    Posted on January 29th, 2023 12:00 AM
    Our loan officer, Luke Stevenson, was incredible throughout the entire process. We first engaged Luke and Alcova awhile back on a house offer. We didn’t get the initial house and extended our search for quite a few months. Luke checked in regularly,...
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    Ryan W
    Posted on January 29th, 2023 12:00 AM
    Alcova made buying our first house the easiest process ever! Shoutout to Ashton and the team for their communication, transparency, and hard work. What would otherwise be a stressful process was made quick and simple. Awesome work!
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    Rachel B
    Posted on January 29th, 2023 12:00 AM
    We loved working with Luke at Alcova. He is a down-to-earth regular guy, which we really appreciated! Love his sense of humor and warmth. Most of all, Luke is super knowledgeable and very responsive to our questions and texts. I highly recommend...
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    Abigail W
    Posted on January 29th, 2023 12:00 AM
    Ashton & the Alcova Mortgage team closed on our home SO FAST. Our agent with over 20 years of experience told us it was the fastest closing she had ever seen! Ashton and the team were communicative, detail-oriented, and so very helpful. We...
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    About
    Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Home Loans
    VA Home Loans
    FHA Home Loans
    USDA Home Loans
    First Time Home Buyer Loans
    Down Payment Assistance
    Jumbo Home Loans
    DSCR Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID# 115330
    Disclaimer
    ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance