Karyl Smith
Loan Officer
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Cristina is very professionals ,she helps us understand the process of buying a house. She takes her time to explain and helps you understand in a simple way the process of getting a home loan. I am very grateful for all her help, of course...
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Cristina helped us every step of the way, She gave advice when needed and help us get into our first home! Definitely will be referring her to our friends and family when the time comes! Also Cristina is fluent in Spanish so that was a great...
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Cristina and her work team are very efficient professionals and always willing to answer any questions, thank you so much for your help and thankyou Alcova morgage 100% recommended.
We have had several experiences before this, but working with Patrica Acosta was hands down the BEST experience we have ever had working with a lender (loan officer). Talk about FAST!!! She is super efficient and detail oriented. I could tell...
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As first-time home buyers and quite clueless as to the process, the experience with Alcova was great. And Nick Hobbs was a fantastic loan officer! Nick facilitated an outstanding experience. Efficient, reliable, communicative and incredibly...
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Steve was always just a phone call away and took the time to thoroughly explain the answers to our questions to help us really understand the process we were going through. This was extremely helpful and comforting for us as first time home...
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Very excellent person, I barely met her and it is as if she were a friend of many years for her kindness and way of being, I recommend her 100% My family and I are more than grateful for her great service and professionalism!! Many thanks to...
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Steve Hobbs at Alcova is excellent. He was extremely knowledgeable and completed our loan process with a very quick turnaround time. I highly recommend him.
Steve and Holly made a our home buying experience so less stressful! They were always willing to answer questions, and support us throughout the closing process. THANK YOU!
Very excellent person, I barely met her and it is as if she were a friend of many years for her kindness and way of being, I recommend her 100% My family and I are more than grateful for her great service and professionalism!! Many thanks to...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 115330
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance