Karyl Smith

Name: ALCOVA Mortgage | Raleigh
Address: 312 W Millbrook Rd Ste 201, Raleigh, North Carolina, 27609
Telephone: +1-919-522-8884
Rating: 4.94

Loan Officer

ALCOVA Mortgage | Raleigh

4.94

(80)

Mortgage

Mortgage Loan Officer

Contact Info

(919) 522-8884

Raleigh, NC

https://alcova.com/loan-officer/ksmith/

https://alcova.com/branch/raleigh/

Location & Business Hours

Business Hours

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

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4.94

(80)

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Karyl was easy to work with. Very attentive and responsive. Patient and compassionate. While our situation presented some unique challenges, Karyl was undaunted and found a solution that worked for us.

Reply from Karyl Smith

March 25th, 2026 07:51 PM

I'm grateful for your kind words, Michael. It was my pleasure to assist you through a challenging process and find the right solution for your needs. Your feedback means a lot, and I'm glad I could provide the support you needed. If there's...

Just closed on our second home and wishing we could have gone with Alcova from the beginning. By far the best experience; Cristina Osborne was wonderful to work with, she was professional, informative and so patient and helpful. She explained...

Working with Steve Hobbs was a great experience! He handled our questions professionally and helped us swiftly. Best of all, we closed on time and with the best rate possible! You will be glad you chose to work with Steve Hobbs at Alcova Mortgage....

an outstanding experience with Alcova Mortgage. The entire process was smooth, and I felt supported every step of the way. Cristina Osborne, in particular, went above and beyond to ensure all my questions were answered and the process was transparent....

Cristina, from ALCOVA, was extremely professional, detailed, and accurate in her estimates. She was always available when we had questions, she was helpful and knowledgeable. She made buying a home easy and stress-free! Thank you Cristina!!...

Cristina and her team are the best! Very professional throughout the entire process. They made this chaotic journey a not so bad one.

The experience, advice and attention of Mrs. Cristina. Thank you very much for everything, it is a pleasure to work with her. Blessings to you and your family. You have an excellent team, Erick your assistant also helped us a lot. Thank you....

Steve is the best! This is the second loan we have obtained from Steve and Alcova. He knows is stuff and helped us find the right loan. The educational tools he provided were so helpful and easy to understand the entire loan process and what...

Cristina is very professionals ,she helps us understand the process of buying a house. She takes her time to explain and helps you understand in a simple way the process of getting a home loan. I am very grateful for all her help, of course...

We have worked with Steve Hobbs at Alcova on several houses and we keep going back because of his amazing responsiveness and great customer service. He works tirelessly behind the scenes to get us the best loan for our family-we appreciate...

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About

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Specialities

Conventional Home Loans

VA Home Loans

FHA Home Loans

USDA Home Loans

First Time Home Buyer Loans

Down Payment Assistance