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Karen Sims - Loan Officer | NMLS# 150336|TN: 108129| AL: 59063| GA: 28150 in Chattanooga, TN

Karen Sims

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Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...

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I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    M
    Melissa B D
    Wildwood, GA
    Posted on February 23rd, 2025 10:25 PM
    Karen was super helpful. This was our first time buying a house and she did a great job explaining everything and responded to all of our questions quickly.
    Reply from Karen Sims
    February 26th, 2025 10:26 PM
    Melissa, thank you so much for your kind words! It was a pleasure working with you and guiding you through the home buying process. I'm thrilled to hear that you felt supported and well-informed. If you ever have more questions or need assistance...
    read more
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    Sarah E C
    Bryant, AL
    Posted on January 21st, 2025 02:59 PM
    This was our first time financing a house and Karen was easy to communicate with and knew the process well!
    Reply from Karen Sims
    January 24th, 2025 03:00 PM
    I'm so pleased to hear that you found our communication and process to your liking during your first home financing experience, Sarah! Your positive review means a lot to me and the team at Highlands Residential Mortgage, Ltd. I look forward...
    read more
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    K
    Kenan K
    Trenton, GA
    Posted on January 7th, 2025 04:35 PM
    Karen was already ready to help answer any questions we had! She was also super responsive to any messages sent! Overall just an amazing person to work with.
    Reply from Karen Sims
    January 10th, 2025 04:38 PM
    Hi Kenan, thank you so much for your kind words and the 5-star rating. I'm glad I could assist you and answer all your questions in a timely manner. It's always my goal to provide excellent service. I appreciated the opportunity to work with...
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    Bettye J C
    Flintstone, GA
    Posted on January 5th, 2025 04:06 PM
    Communication and explanation of what was going on
    Reply from Karen Sims
    January 8th, 2025 04:07 PM
    Thank you, Bettye, for taking the time to leave feedback. I'm sorry to see that your experience with Highlands Residential Mortgage didn't hit the 5-star mark. I strive to offer clear communication and thorough explanations, and it sounds like...
    read more
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    Allen K W
    Mentone, AL
    Posted on December 21st, 2024 01:44 PM
    A couple of hiccups, but everything was handled in a timely manner. Being able to do everything online is a great asset!
    Reply from Karen Sims
    December 24th, 2024 01:46 PM
    Thank you so much for your positive feedback and for the 5-star rating, Allen! I'm glad to hear that despite a few hiccups, you found our process timely and the online aspect beneficial. I'm always striving to provide the best possible service...
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    Chase J
    Wildwood, GA
    Posted on November 27th, 2024 01:40 PM
    Karen is always awesome to work with!
    Reply from Karen Sims
    November 30th, 2024 01:45 PM
    I'm so pleased to hear that you had a positive experience, Chase! It's always a pleasure to work with you as well. Your feedback means a lot to us here at Highlands Residential Mortgage, Ltd. Looking forward to assisting you again in the future....
    read more
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    H
    Haley S
    Rising Fawn, GA
    Posted on November 17th, 2024 12:41 PM
    Karen was always just a phone call away if I had any questions . This was my first home buy and she made it feel easy and exciting handling all the dirty work while I was able to focus on the exciting fun part of hkme buying.
    read more
    Reply from Karen Sims
    November 20th, 2024 12:42 PM
    Hi Haley, I'm thrilled to hear you had such a positive experience with me at Highlands Residential Mortgage, Ltd. I'm glad I could help make your first home buying process easy and exciting. It was a joy to handle all the hard work for you,...
    read more
  • Encompass
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    Katelyn R S
    Chattanooga, TN
    Posted on November 11th, 2024 02:37 PM
    I had many questions throughout this process, and Karen quickly answered them. She not only answered my questions but explained the process and reasoning.
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    Carl P
    Pisgah, AL
    Posted on October 17th, 2024 12:02 PM
    Karen was always there too help and explain anything I didn’t understand!
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    Victoria L M
    Wildwood, GA
    Posted on October 1st, 2024 12:50 PM
    Karen was absolutely wonderful at communicating with us each step of the way. As first time home buyers we didn’t really know what we were doing but Karen kept us informed and made the process as stress free as possible.
  • 81–90 of 457
    About
    I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.