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Karen Sims - Loan Officer | NMLS# 150336|TN: 108129| AL: 59063| GA: 28150 in Chattanooga, TN

Karen Sims

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Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...

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I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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5 Star
98%
4 Star
2%
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Reviews from Web
  • Encompass
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    Jasmine K
    Mentone, AL
    Posted on September 15th, 2024 12:08 PM
    Karen was fast, informative and kind! She answered all my questions in a timely manner in an honest and helpful way. She is friendly a d great at what she does!
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    Catherine H
    Sylvania, AL
    Posted on September 12th, 2024 09:42 AM
    Karen was very organized and quick to reply.
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    Daniel E H
    Flat Rock, AL
    Posted on August 23rd, 2024 08:28 PM
    Positive and helpful attitude
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    Becky R
    Flat Rock, AL
    Posted on August 23rd, 2024 01:02 PM
    Karen's communication, quick response time, accurate estimates are superior. She is caring and thorough when working with buyers.
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    Amy C W
    Lafayette, GA
    Posted on August 9th, 2024 08:13 PM
    Karen was amazing through the house buying process!
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    Kaleb B W
    Lafayette, GA
    Posted on August 4th, 2024 11:57 AM
    Karen was great to deal with. She was willing to answer any and all questions and explained everything as we were going through the process of buying our home. She was very prompt when responding as well and was very friendly. I highly recommend...
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    Margaret M L
    Trenton, GA
    Posted on July 15th, 2024 02:08 AM
    Karen is professional, friendly and answered all my questions in a timely manner!
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    Travis D H
    Chattanooga, TN
    Posted on July 12th, 2024 12:37 PM
    Karen stuck with us throughout our long home buying process. We were first time home buyers, so when we had a lot of questions, she always gave explanations that put us at ease. She was always willing to offer advice and helped guide us through...
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    Kevin V
    Trenton, GA
    Posted on June 22nd, 2024 02:00 PM
    Karen was very helpful! Communication was top notch! She pushed through with us even till the last second!
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    Brandon D S
    Trenton, GA
    Posted on May 20th, 2024 06:00 PM
    I cannot put into words how amazing working with Karen was through the entire process!!! I will be recommending her and Highlands to everyone I know!
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    About
    I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.