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Karen Sims - Loan Officer | NMLS# 150336|TN: 108129| AL: 59063| GA: 28150 in Chattanooga, TN

Karen Sims

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Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...

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I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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5 Star
98%
4 Star
2%
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Reviews from Web
  • Encompass
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    Jaylynn W
    Flat Rock, AL
    Posted on June 16th, 2025 02:44 PM
    10/10 as always!
    Reply from Karen Sims
    June 19th, 2025 02:47 PM
    I'm thrilled to hear that you had another excellent experience! Thank you for your continued trust in Highlands Residential Mortgage, Ltd. It was a pleasure assisting you.
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    Madison H M
    Flat Rock, AL
    Posted on June 11th, 2025 11:54 AM
    Karen was very responsiv, she answered all my questions in a timely manner. She was very informative and definitely made this process a lot easier. I would highly recommend Karen!!
    Reply from Karen Sims
    June 14th, 2025 11:55 AM
    I'm thrilled to hear that I could assist you effectively and make the process easier for you. Thank you for your kind words and recommendation. If you have any more questions or need further assistance, feel free to reach out.
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    Megan P B
    Trenton, GA
    Posted on June 6th, 2025 04:50 PM
    The virtual communication was clear, quick, and thorough.
    Reply from Karen Sims
    June 9th, 2025 04:53 PM
    I'm glad to hear that our virtual communication met your expectations in terms of clarity, speed, and thoroughness. It was a pleasure assisting you, and I appreciate your positive feedback.
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    Amy J C
    Rock Spring, GA
    Posted on May 2nd, 2025 01:05 AM
    Loved working with Karen. She was extremely friendly and so helpful. She answered my 1000 questions and always responded quickly. If you want someone reliable and extremly helpful, Karen is your girl Thank you so much, Karen .
    read more
    Reply from Karen Sims
    May 5th, 2025 01:09 AM
    I'm thrilled to hear that you had such a positive experience, Amy. It was a pleasure assisting you with your questions and ensuring a smooth process. Thank you for your kind words and recommendation.
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    Julia F
    Higdon, AL
    Posted on May 1st, 2025 11:55 PM
    Karen is just great. Prompt, even when something has been requested after hours. Very kind, great with numbers! Just a great loan officer
    Reply from Karen Sims
    May 4th, 2025 11:57 PM
    I'm thrilled to hear that you had such a positive experience working with me. It's important to me to be prompt and helpful in all aspects of the loan process. Thank you for your kind words and for choosing Highlands Residential Mortgage, Ltd....
    read more
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    D
    Debbie K
    Rock Spring, GA
    Posted on April 26th, 2025 12:06 PM
    Karen is professional and very knowledgeable! She's pleasant and easy to work with. She always answers my calls immediately and keeps me and our client informed throughout the entire transaction. She's a superstar to me!
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    Reply from Karen Sims
    April 29th, 2025 12:09 PM
    I'm thrilled to hear about your positive experience, Debbie. It was a pleasure working with you and ensuring that you and your client were well-informed throughout the transaction. Thank you for your kind words and for considering me a superstar!...
    read more
  • Encompass
    S
    Stephanie K
    Higdon, AL
    Posted on April 13th, 2025 06:05 AM
    Karen is great with communicating and overall everything she does
    Reply from Karen Sims
    April 16th, 2025 06:08 AM
    I'm thrilled to hear that you appreciated the communication and support throughout the process. It was a pleasure working with you, and I'm grateful for your positive feedback. Thank you for choosing Highlands Residential Mortgage, Ltd.
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    S
    Shana D W
    Chattanooga, TN
    Posted on March 22nd, 2025 12:36 PM
    The knowledge of my reps and the ease of communication
    Reply from Karen Sims
    March 25th, 2025 12:39 PM
    I'm thrilled to hear that you found our team's knowledge and communication helpful. It was a pleasure assisting you at Highlands Residential Mortgage, Ltd. Thank you for your kind words.
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    Michael L W
    Chattanooga, TN
    Posted on March 21st, 2025 10:44 AM
    Quick and easy very friendly
    Reply from Karen Sims
    March 24th, 2025 10:46 AM
    Michael, thank you so much for your kind words! It was a pleasure working with you, and I'm thrilled to hear that you found the process quick and friendly. If you ever need anything in the future, please don't hesitate to reach out.
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    Morgan B M
    Ooltewah, TN
    Posted on March 2nd, 2025 04:28 PM
    Have work with Karen for years
    Reply from Karen Sims
    March 5th, 2025 04:31 PM
    Morgan, I truly appreciate your continued trust and partnership over the years. It's always a pleasure working with you and being part of your journey. Thank you for your kind words and support!
  • 71–80 of 457
    About
    I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.