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Karen Sims - Loan Officer | NMLS# 150336|TN: 108129| AL: 59063| GA: 28150 in Chattanooga, TN

Karen Sims

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Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...

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I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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5 Star
98%
4 Star
2%
3 Star
0%
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Reviews from Web
  • Encompass
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    Brittany C
    Trenton, GA
    Posted on May 20th, 2024 12:59 PM
    Couldn’t ask for better service!!
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    A
    Allison T W
    Menlo, GA
    Posted on May 10th, 2024 12:14 PM
    Karen answered all of our questions and was so helpful. She is the best!
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    Tammy P J
    Ider, AL
    Posted on May 8th, 2024 03:52 PM
    Karen's response time and communication is absolutely phenomenal! She is extremely accurate with her estimated costs and fees and loved that everything was what we were expecting on closing day.
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    Lashon C
    Fackler, AL
    Posted on April 12th, 2024 06:32 PM
    She was excellent at facilitating every step of the transaction! Highly recommend!
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    Deric W S
    Fackler, AL
    Posted on April 12th, 2024 12:47 PM
    I thought the app worked well and there was never an issue signing documents or general use of the app. I could reach out to Karen through text which worked great for me. The underwriting portion of the process was a little slow in my opinion...
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    Cody A S
    Rainsville, AL
    Posted on March 25th, 2024 02:29 PM
    Karen was a life saver! For a young family wanting their first home, we had no idea what we were doing, and it is amazing how people are NOT willing to help. Karen walked us through it all and was a huge help, even when I had stupid questions....
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    Suzanne H S
    Knoxville, TN
    Posted on March 25th, 2024 01:10 PM
    Karen is prompt, professional and the most helpful mortgage consultant that I have ever worked with. She kept me informed and kept the process running smoothly. She always responded to my questions. I’m beyond thankful for her help and expert...
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    Morgan C J
    Trenton, GA
    Posted on March 6th, 2024 11:28 AM
    Great communication and service!
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    Rebekah H
    Trenton, GA
    Posted on March 5th, 2024 12:31 PM
    Easy peasy! And quick response to emails - I appreciate it!
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    Joshua I
    Trenton, GA
    Posted on March 1st, 2024 01:21 PM
    Karen was very professional and straightforward. As we were shopping for lenders, she provided the information we asked for and left is alone while we made our own financial decisions. Also, after we selected our lender, her communication and...
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  • 101–110 of 457
    About
    I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.