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Justin Phillips, Ruoff Mortgage - Senior Loan Officer | NMLS# 1067984 | Ruoff Mortgage NMLS# 141868 in Muncie, IN
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Justin Phillips, Ruoff Mortgage

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Senior Loan Officer | NMLS# 1067984 | Ruoff Mortga...

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Additional Licenses: NMLS# 1067984. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and ... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Justin K
    Posted on March 7th, 2025 04:27 PM
    Working with Justin couldn’t have been any easier. Answers to questions were always prompt and accurate.
    Reply from Owner
    May 21st, 2025 08:06 PM
    I'm thrilled to hear that your experience was smooth and that I was able to provide prompt and accurate answers to your questions. It was a pleasure working with you.
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    Justin A K
    Muncie, IN
    Posted on March 7th, 2025 04:26 PM
    Working with Justin couldn't have been any easier. All of my questions were promptly answered and everything was explained to me in a way that I could understand.
    Reply from Justin Phillips
    March 17th, 2025 04:31 PM
    Thank you so much for your kind words and for taking the time to leave such a positive review. It was a pleasure working with you throughout the process. I’m glad to hear that I could make everything clear and straightforward for you. If you...
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    Kristi M
    Posted on January 24th, 2025 01:05 PM
    Justin was very knowledgeable and extremely friendly. I felt like he was in my corner through the whole process.
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    Kristi K M
    Muncie, IN
    Posted on January 24th, 2025 01:04 PM
    Justin was very knowledgeable and extremely friendly. I felt like he was in my corner through the whole process.
    Reply from Justin Phillips
    February 3rd, 2025 01:06 PM
    Kristi, thank you so much for your kind words. It means a lot to me that you felt I was in your corner. I truly try to make the mortgage process as smooth as possible for everyone, and I'm happy to hear I succeeded with you. I appreciate you...
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    ADAM J
    Muncie, IN
    Posted on December 29th, 2024 12:24 PM
    Was informative and kept up to date on the process and what was needed
    Reply from Justin Phillips
    January 8th, 2025 12:27 PM
    I'm thrilled to hear that you found our updates informative and helpful. Ensuring you're well-informed and guiding you through the process is one of our top priorities at Ruoff Mortgage. Thank you for the positive review and the 5-star rating,...
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    Jason R
    Posted on December 22nd, 2024 06:09 PM
    Justin and his team was very professional and patient with our home buying process and we highly recommend Ruoff Morgage to future home buyers. Thanks again Justin!! You were great to work with
    Reply from Owner
    May 21st, 2025 08:06 PM
    I'm thrilled to hear that you had a positive experience with the home buying process. It was a pleasure working with you, and I appreciate your recommendation of Ruoff Mortgage. Thank you for your kind words!
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    Jason W R
    Muncie, IN
    Posted on December 22nd, 2024 06:09 PM
    Justin and his team was very professional and patient with our home buying process and we highly recommend Ruoff Morgage to future home buyers. Thanks again Justin!!
    Reply from Justin Phillips
    January 1st, 2025 06:09 PM
    I'm incredibly grateful for your positive feedback, Jason! It was a pleasure to assist you throughout your home buying process. Your recommendation means a lot to both myself and the team at Ruoff Mortgage. If you ever need any further assistance,...
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    Emily A P
    Pendleton, IN
    Posted on December 20th, 2024 08:30 PM
    Very responsive, online application was easy to use, and friendly staff.
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    Quaid
    Posted on December 20th, 2024 06:42 PM
    Worked hard to make things happen in a short window of time. Excellent communication and all around customer service experience
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    Christopher S P
    Pendleton, IN
    Posted on December 20th, 2024 05:17 PM
    Great Service!
    Reply from Justin Phillips
    December 30th, 2024 05:21 PM
    I'm thrilled to know you found my service great, Christopher! Your feedback means a lot to me and the team here at Ruoff Mortgage. We strive to provide the best services to our clients, and your high rating validates our efforts. Please don't...
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    About
    Additional Licenses: NMLS# 1067984. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA
    VA
    USDA
    Excellent Customer Service
    Conventional, FHA, VA, USDA, IHCDA Programs, Down Payment Assistance, Jumbo
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    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Nov 1st, 2020 - Current
    Memberships
    • Muncie Sports Commission Board Member
    • MEIAR
    • Board Member Muncie Sports Comission
    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1067984
    Hobbies
    • Fishing
    • Golfing
    • Strength Training
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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