Justin Phillips, Ruoff Mortgage's Cover Image
Justin Phillips, Ruoff Mortgage - Senior Loan Officer | NMLS# 1067984 | Ruoff Mortgage NMLS# 141868 in Muncie, IN
Top 5%

Justin Phillips, Ruoff Mortgage

ClaimedPro

Senior Loan Officer | NMLS# 1067984 | Ruoff Mortga...

Company Logo
Additional Licenses: NMLS# 1067984. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and ... Show More
Company Logo
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
View All days
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • google
    M
    Mo B
    Posted on December 17th, 2024 07:18 PM
    It was an absolute pleasure working with Justin. We highly recommend him for your mortgage needs!
  • Encompass
    M
    MAUREEN E B
    Camby, IN
    Posted on December 17th, 2024 07:16 PM
    Justin provided excellent insight into how to proceed with the re-financing of our home and debt management. He gave us peace of mind and excellent customer service. We will definitely recommend Justin to anyone who needs these services. Thank...
    read more
    Reply from Justin Phillips
    December 27th, 2024 07:18 PM
    I'm incredibly grateful for your kind words, Maureen. I'm thrilled to hear that you found value in our discussions about refinancing and debt management. It was my pleasure to help bring you peace of mind during this process. Your recommendation...
    read more
  • Encompass
    Q
    Quaid Z
    Portland, IN
    Posted on December 17th, 2024 05:51 PM
    Justin was excellent in every regard. Great communication and got things done in record time. Would recommend to anyone
    Reply from Justin Phillips
    December 27th, 2024 05:56 PM
    Thank you so much for your feedback, Quaid. I'm really pleased to hear that you were satisfied with the communication and efficiency of the process. I strive for excellence in all aspects of my work and your review confirms that aim. Your recommendation...
    read more
  • google
    S
    Shanielle S
    Posted on November 30th, 2024 09:54 PM
    Justin Phillips, Ruoff Mortgage has received a review with 5 star rating from Shanielle S
  • Encompass
    S
    Shanielle B A
    Yorktown, IN
    Posted on November 30th, 2024 09:54 PM
    Quick response; very organized; professional and knowledgeable
    Reply from Justin Phillips, Ruoff Mortgage
    December 4th, 2024 04:08 PM
    Thanks, Shanielle!! Glad that I was able to be of assistance with your home-buying process. Appreciate both of you working with me to make this an easygoing process. Cheers to a new milestone, and many new memories in your new home!
  • google
    B
    Brian A
    Posted on November 30th, 2024 04:20 PM
    Justin Phillips, Ruoff Mortgage has received a review with 5 star rating from Brian A
  • Encompass
    B
    Brian J A
    Yorktown, IN
    Posted on November 30th, 2024 04:19 PM
    It was a very overwhelming process that what made very smooth by Justin Phillips our loan officer.
    Reply from Justin Phillips, Ruoff Mortgage
    November 30th, 2024 04:26 PM
    Thanks, Brian! It was a pleasure getting to know both of you. I am glad I could assist. I wish you and your family a Happy Holiday season!!
  • Encompass
    B
    Bryce M M
    Muncie, IN
    Posted on November 28th, 2024 07:23 PM
    Justin was a very xplained ts if we were his family, made our problems his problems in order to find the best solution for those problems
    Reply from Justin Phillips, Ruoff Mortgage
    November 29th, 2024 08:16 PM
    I really appreciate your kind words, Bryce. I'm thrilled to hear that you felt like family during our time working together. I'm looking forward to catching up in the future and hearing about the family. Happy Holidays!!
  • Encompass
    M
    Michael H
    Muncie, IN
    Posted on November 24th, 2024 05:46 AM
    Justin was Very transparent and quick to communicatinf with Us. Overall experience was good.
  • Encompass
    K
    Kendra R
    Muncie, IN
    Posted on November 22nd, 2024 07:44 PM
    Justin went above & beyond to exceed my expectations of the loan proces. He helped me every step of the way with great communication & transparency! Justin even referred me to the CFPB to get a wrongful collection removed from my credit report,...
    read more
    Reply from Justin Phillips
    December 2nd, 2024 07:45 PM
    Really glad to hear that the loan process went smoothly for you, Kendra! It's my goal to provide the best service possible, so I'm thrilled that you found the process easy and helpful. Remember, if you ever have any other questions about home...
    read more
  • 141–150 of 239
    About
    Additional Licenses: NMLS# 1067984. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA
    VA
    USDA
    Excellent Customer Service
    Conventional, FHA, VA, USDA, IHCDA Programs, Down Payment Assistance, Jumbo
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Nov 1st, 2020 - Current
    Memberships
    • Muncie Sports Commission Board Member
    • MEIAR
    • Board Member Muncie Sports Comission
    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1067984
    Hobbies
    • Fishing
    • Golfing
    • Strength Training
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
    ©2025 All Rights Reserved

    NMLS CONSUMER ACCESS

    Licensing | Privacy | Contact Us