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Justin Phillips, Ruoff Mortgage

Name: Ruoff Mortgage
Address: 3607 Wheeling Ave, Muncie, Indiana, 47304
Telephone: +1-765-808-2111
Rating: 4.98

Senior Loan Officer | NMLS# 1067984 | Ruoff Mortga...

Ruoff Mortgage - Muncie

4.98

(209)

Mortgage

Mortgage Loan Officer

Contact Info

(765) 808-2111

Muncie, IN

https://www.ruoff.com/JustinPhillips

Location & Business Hours

Business Hours

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

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4.98

(209)

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Experience.com

4.97

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5.0

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Justin Phillips, Ruoff Mortgage has received a review with 5 star rating from Taylor G

Justin was a great communicator and explained everything thoroughly.

Reply from Justin Phillips, Ruoff Mortgage

June 26th, 2026 03:38 PM

Thanks Taylor! It was a pleasure working with both of you on the purchase of your new home. Best of luck with the move.

Great guy; highly recommend him to anyone who needs guidance and help!

He really helped us navigate and figure out how to get my credit score up in order to be able to get a mortgage . Highly recommend Justin; we would be homeless without his help!

Justin is super awesome he will help anyway he can, he was always available when I needed advice or guidance and a very relaxed atmosphere and listened to anything I needed, hes a good dude

Justin was awesome anything I needed help with he was there for me, and there was a ton, and everytime he did everything to help, always nice and encouraging and positive attitude, always made me feel welcomed, hes the best ever

Reply from Justin Phillips, Ruoff Mortgage

June 22nd, 2026 07:49 PM

Thanks, Rob! Glad we were able to get this done for you. Excited to hear about the new man cave!! Cheers!!!

Very clear on information

Reply from Justin Phillips, Ruoff Mortgage

May 21st, 2026 04:26 PM

Thanks Carol! It was a pleasure getting to work with you on this.

Justin went above and beyond replying to me multiple times well after normal hours. A pleasure to work with leaving no stone unturned and making sure I was in understanding each step of the way.

Reply from Justin Phillips, Ruoff Mortgage

May 21st, 2026 04:26 PM

Thanks, Ryan! It was a pleasure helping you with this process. Hope the move goes well!

just bought a new house with the help of these great people and what a great experience they are great and well mannered and really know their business and was great help if anybody is looking to buy a house i would refer you to this company...

Reply from Owner

May 11th, 2026 06:04 PM

Mark, I'm pleased to hear that you had a great experience with us at Ruoff Mortgage. Your kind words about our team and your recommendation mean a lot. Thank you for choosing us to assist with your home purchase!

really they did every thing right a wonderful experience and they are very well versed on real estate would recommend them to everybody really had a good experience thanks

Reply from Justin Phillips

May 5th, 2026 07:02 PM

Mark, I'm grateful for your kind words and recommendation. It's good to hear that you had a appreciated experience with Ruoff Mortgage. Thank you for sharing your positive feedback!

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About

Additional Licenses: NMLS# 1067984. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Specialities

FHA

USDA

Excellent Customer Service

Conventional, FHA, VA, USDA, IHCDA Programs, Down Payment Assistance, Jumbo

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