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Justin Phillips, Ruoff Mortgage - Senior Loan Officer | NMLS# 1067984 | Ruoff Mortgage NMLS# 141868 in Muncie, IN
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Justin Phillips, Ruoff Mortgage

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Senior Loan Officer | NMLS# 1067984 | Ruoff Mortga...

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Additional Licenses: NMLS# 1067984. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and ... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
99%
4 Star
1%
3 Star
0%
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Reviews from Web
  • Encompass
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    Rachelle L T
    Gaston, IN
    Posted on June 1st, 2025 03:08 PM
    Justin was absolutely excellent. He made sure our process was smooth and well understood. He had my questions answered before I even needed to ask. We truly enjoyed working with him and would recommend him to anyone!! Thanks again Justin Phillips!!!...
    read more
    Reply from Justin Phillips
    June 11th, 2025 03:11 PM
    I'm thrilled to hear that your experience was so positive. It was a pleasure assisting you throughout the process, and I appreciate your kind recommendation. Thank you for choosing Ruoff Mortgage!
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    Justin K
    Gaston, IN
    Posted on May 31st, 2025 03:38 PM
    Justin was excellent and would highly recommend him to anyone looking to get a home loan
    Reply from Justin Phillips, Ruoff Mortgage
    June 9th, 2025 01:12 PM
    I'm glad to hear that you had a positive experience with the home loan process. Thank you for your recommendation. It was a pleasure assisting you at Ruoff Mortgage.
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    Payton N K
    Muncie, IN
    Posted on May 16th, 2025 03:05 PM
    The over all communication with the staff.
    Reply from Justin Phillips
    May 26th, 2025 03:13 PM
    We appreciate your feedback on the communication with our team. Ensuring clear and effective communication is important to us. If there's anything else we can assist you with, please let us know.
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    Noah D
    Posted on May 14th, 2025 03:43 PM
    Justin Phillips, Ruoff Mortgage has received a review with 5 star rating from Noah D
    Reply from Owner
    June 18th, 2025 08:04 PM
    Thank you for the excellent rating, Noah. I'm thrilled to hear that you had a positive experience. It was a pleasure assisting you with your mortgage needs at Ruoff Mortgage. If you have any further questions or need assistance in the future,...
    read more
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    Noah L D
    Muncie, IN
    Posted on May 14th, 2025 03:43 PM
    justin made the process easy and less stressful for me
    Reply from Justin Phillips, Ruoff Mortgage
    May 14th, 2025 04:11 PM
    I'm pleased to hear that I could make the process easy and less stressful for you. Thank you for your kind words, Noah. If you have any further questions or need assistance, feel free to reach out.
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    Peter M
    Posted on May 12th, 2025 04:30 PM
    Justin Phillips, Ruoff Mortgage has received a review with 5 star rating from Peter M
    Reply from Owner
    June 18th, 2025 08:04 PM
    I'm thrilled to know that you had a positive experience with my services at Ruoff Mortgage. Your satisfaction is very important to me, and I appreciate your trust and feedback. Thank you for the excellent rating!
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    Peter M
    Muncie, IN
    Posted on May 12th, 2025 04:29 PM
    Timely communication, easy document submissions, and great customer service.
    Reply from Justin Phillips
    May 22nd, 2025 04:34 PM
    I'm thrilled to hear that you experienced timely communication, easy document submissions, and great customer service. It was a pleasure assisting you throughout the process at Ruoff Mortgage. Thank you for your feedback, Peter.
  • Encompass
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    Joshua A J
    Eaton, IN
    Posted on May 2nd, 2025 03:45 PM
    Super easy to deal with and good communication
    Reply from Justin Phillips, Ruoff Mortgage
    May 12th, 2025 01:39 PM
    I'm thrilled to hear that you found the process easy and appreciated the communication. It was a pleasure working with you, Josh. Thank you for your kind words and trusting Ruoff Mortgage.
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    Brian B
    Markle, IN
    Posted on April 18th, 2025 03:50 PM
    Justin was great to work with. He was on the ball with everything. Keeping us up to date and walking us through things we didn't understand. I would highly recommend him to anyone. He made the experience flawless.
    Reply from Justin Phillips
    April 28th, 2025 03:51 PM
    I'm delighted to hear that you had a seamless experience with your mortgage process, Brian. It was a pleasure working with you, and I appreciate your recommendation. Thank you for your kind words!
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    Derek A F
    Marion, IN
    Posted on April 8th, 2025 04:36 PM
    Justin did a great job getting back to emails and was very helpful and willing to work through any difficulties.
    Reply from Justin Phillips
    April 18th, 2025 04:39 PM
    I'm thrilled to hear that you found my communication and assistance helpful throughout the process. It was a pleasure working through any challenges together. Thank you for your kind words and the positive review.
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    About
    Additional Licenses: NMLS# 1067984. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA
    VA
    USDA
    Excellent Customer Service
    Conventional, FHA, VA, USDA, IHCDA Programs, Down Payment Assistance, Jumbo
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    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Nov 1st, 2020 - Current
    Memberships
    • Muncie Sports Commission Board Member
    • MEIAR
    • Board Member Muncie Sports Comission
    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1067984
    Hobbies
    • Fishing
    • Golfing
    • Strength Training
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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