

Justin Padron
Branch Manager

Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
Location & Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Was a pleasure to work with everyone on the team. I was a buyer that called a million times and had to have my hand held on everything and they always answered or got back to me very fast. Couldn’t recommend them enough.
Reply from Owner
September 25th, 2025 12:00 AM
You were a pleasure to work with, Ashton! Thanks for trusting us and Rach with your purchase, we’re so excited for you to be back in TX in your new place. Thanks for the kind words!
Justin and his team are a group of stand outs. The processes starts with Justins acumen of real estate, the market, and loan options that fit your needs. He understands what you wants, provides options, and tells you his recommendation while...
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Justin and Team were proactive in helping us from the first preapproval request through the multitude of complications that we experienced with a new home builder. Through all of the delays and challenges, Justin and his team were professional...
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Everybody was very helpful and answered all of our questions quickly. Staff's attention to details made us feel well taken care of and helped us through this complex process.
Justin and his team are top-notch professionals. Passionate about what they do and efficient at making your transaction seamless. This is the second home we've purchased using Justin as our mortgage broker and we would never go with anyone...
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Justin and his team are top-notch professionals. Passionate about what they do and efficient at making your transaction seamless. This is the second home we've purchased using Justin as our mortgage broker and we would never go with anyone...
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Justin and his team are top-notch professionals. Passionate about what they do and efficient at making your transaction seamless. This is the second home we've purchased using Justin as our mortgage broker and we would never go with anyone...
read more
Reply from Owner
August 25th, 2026 12:00 AM
Paschke Fam, thank you so much for the incredible review and for trusting us with not just one, but two home purchases! That kind of loyalty means the world to our entire team. We’re especially glad Darcy was able to help keep everything moving...
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Customer service obsessed team that ensured all our needs were met and questions answered in a thorough and professional manner. Highly recommend this team!
communicated well and helped with a fast close!
Justin and Val are a great team and helped make a very scary process easy, seamless, and feel like a walk in the park. I appreciated Justin's thoroughness and calming nature. Will stay with Justin and team for life. Thanks for the help in securing...
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Reply from Owner
August 25th, 2026 12:00 AM
Preston, thank you so much for the thoughtful review! We know buying your first home can feel overwhelming, so hearing that Val and I were able to make the process feel easy and seamless means a lot. Helping you feel informed, confident, and...
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access