Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
Location & Business Hours
Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Justin and his team made the process of buying a home incredibly seamless. He and his team were available to us consistently and made it easy for us to ask questions. We always knew where we stood in the process and would highly recommend to...
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Reply from Owner
August 25th, 2026 12:00 AM
Kenzie, thank you so much for the kind words! Keeping the home-buying process seamless, staying available for questions, and making sure you always know exactly where things stand are huge priorities for our team. We’re grateful you trusted...
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they all made sure we had everything done that we needed to make our closing possible on the date we had chosen!
Justin Padron has received a review with 5 star rating from Lulu W
Great communication
I appreciate how Personable everyone on the team was
So clear and helpful. The team helped the process move so smoothly and quickly.
As first time home buyers, the process can be daunting but Justin and his team have helped ease our nerves and set us up for success.
I’ve worked with phenomenal lenders throughout my career, but absolutely nobody else compares to Justin and his team. Right when I thought all great lenders were about the same, Justin blew my expectations out of the water.Prior to approving...
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In all of my years working with amazing lenders, I have never found anyone so dedicated . Justin and team go above and beyond before a contract is even executed. From the initial video for the listing agent, the education each step of the way...
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We recently purchased a home and got our loan through Neo Home Loans! Justin and his team are extremely professional, motivated, communicative, and will answer all of your questions no matter the time of day. We really appreciated all the hard...
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Reply from Owner
August 25th, 2026 12:00 AM
Madison, thank you so much for the kind words! Helping you purchase your first home was an honor for our entire team. We know how many questions can come up throughout the process, so being communicative, accessible, and making sure you always...
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access