Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
Location & Business Hours
Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Justin has great connections in the Southlake community and is seen as a trusted lender which helped us get our offer accepted. The team walked us through the process of securing our loan and was responsive to all our questionst to ensure we...
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Reply from Justin Padron
June 9th, 2025 04:36 PM
Thanks Daniel, always a pleasure! Pumped for you guys!
The level of communication and transparency in walking through all the numbers and differenct different scenarios for purchasing
Great team. They don’t gatekeep their knowledge and they’re very communicative, which is so nice when going through such a uniquely convoluted process
Reply from Owner
September 25th, 2025 12:00 AM
Thanks for the kind words, Skyler!
Justin and his team are great! They respond in a timely manner and are looking out for your best interests. This was our first time buying a home and Justin did a great job at not only explaining the market – but also payments, fees, and everything...
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Justin and his team are great! They respond in a timely manner and are looking out for your best interests. This was our first time buying a home and Justin did a great job at not only explaining the market – but also payments, fees, and everything...
read more
Reply from Owner
September 25th, 2025 12:00 AM
Jaden, thanks for the kind words! We are passionate about education so I'm glad that stood out throughout our process. Happy for you guys getting into your first place - great things to come!
Justin and his team are great! They respond in a timely manner and are looking out for your best interests. This was our first time buying a home and Justin did a great job at not only explaining the market – but also payments, fees, and everything...
read more
Easy and transparent process.
Reply from Justin Padron
June 9th, 2025 04:34 PM
Thanks, Stephen, glad we could provide a smooth experience!
Justin and his team are great. Very simple and lookout for the buyer.
Reply from Owner
December 25th, 2025 12:00 AM
Thank you, Stephen. We sure appreciate your kind words!
Justin and Val were there every step of the way for us to secure our loan and purchase our first home!
Reply from Justin Padron
June 9th, 2025 04:33 PM
So happy for you guys getting into your new home Abby, thanks for letting us be part of it!
Just how available and helpful everyone I talked to was
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access