Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
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24 hours
Fri
24 hours
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24 hours
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Reviews from Web
Justin and Val are a great team that I am happy to use again as well as tell friends and family to enlist their help as well!
Reply from Justin Padron
September 12th, 2025 07:15 PM
Thank you so much! Val and I loved working with you. Referrals to friends and family mean the world to us—we’ll take great care of them.
We knew we wanted to work with Justin and his team immediately after our first call. We didn't feel like just another customer - we felt like Justin truly had our best interests at heart. He was so helpful with the advice he gave and answering...
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Reply from Justin Padron
September 12th, 2025 07:16 PM
Thanks for sharing. You’re never “just another customer” here—your goals drive the plan. I’m glad the advice and Q&A helped you feel confident on your first home.
justin was great and helped guide us through the while whole home buying process as first time homebuyers
Reply from Justin Padron
September 12th, 2025 07:16 PM
Appreciate this! Helping first-time buyers feel confident is what we love. Here anytime you need us.
Justin and team made a stressful and sometimes painful process as simple and painless as possible. Val and Brie were extremely helpful and responded to every question in a timely manner. I really appreciated their genuine warmth and how well...
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Reply from Justin Padron
September 12th, 2025 07:17 PM
Truly appreciate this! Big shout-out to Val and Brie—they loved helping. We’re grateful for your trust and here anytime.
Justin, Brie, Val, and team made a stressful and painful process as easy and simple as it could possibly be. They were extremely responsive and always helped answer questions. Additionally, the online portal made submitting information very...
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Justin and team made a stressful and sometimes painful process as simple and painless as possible. Val and Brie were extremely helpful and responded to every question in a timely manner. I really appreciated their genuine warmth and how well...
read more
Reply from Owner
September 25th, 2025 12:00 AM
Thank you so much. Home buying can be stressful, and I’m glad we could make it feel simpler. Val and Brie will be thrilled to hear this—your kind words made our day. We’re grateful for your trust.
Always avaibale and moved quickly to help us get our home!
Reply from Justin Padron
September 12th, 2025 07:19 PM
Appreciate this! Fast, responsive, and on it—that’s our goal every time. Congrats on the new home!
Team was flexible meeting with us remotely to explain and assist with process
There was full transparency, consultation, and urgency throughout the process. We felt like we truly had a team behind us to make everything happen!
This is the 3rd or 4th loan I have done with Justin and will do it again if/when the time comes
Reply from Justin Padron
June 9th, 2025 04:37 PM
Looking forward to the next one my friend, always a pleasure!
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access