Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
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24 hours
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24 hours
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Reviews from Web
Informative discussions. Easy to get ahold of, and provided quick responses. No surprises along the way.
Reply from Justin Padron
September 12th, 2025 06:27 PM
Appreciate this! Easy access, quick answers, and no surprises—that’s the goal every time.
Justin and his team made themselves available whenever I had any questions and did a really great job explaining and simplifying things for a first time homebuyer
Reply from Justin Padron
September 12th, 2025 06:27 PM
Thank you so much. First-time buying can feel overwhelming, so we’re glad the explanations and availability helped. We’re here well beyond closing if questions pop up.
This experience of buying a house was 100% better than my previous experience with the lender. Justin's team was FANTASTIC - clear communication, timeliness, and they were always easy to get ahold of.
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Helped us understand different loan options and educate us on the home loan process.
Reply from Justin Padron
September 12th, 2025 07:01 PM
Thanks for sharing. We believe informed decisions beat rushed ones—happy the loan options and walkthrough helped. Excited for y'all!
So impressed by you and your team! It was a challenging time crunch and yall did amazing! Thank you so very much!
Teamwork makes the Dreamwork and that's what we all did!
Reply from Justin Padron
September 12th, 2025 07:02 PM
Gina, I appreciate this! Time crunches are our Super Bowl—team effort all the way. So glad we got it across the finish line.
Justin Padron has received a review with 5 star rating from Gina L
Reply from Owner
December 25th, 2025 12:00 AM
Gina, thank you!
Everything was made to be very clear and understandable. I learned a lot of information about how everything works and the details of my loan and situation. I felt like everything was transparent and informative
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Reply from Justin Padron
September 12th, 2025 07:10 PM
Thank you! Clarity and transparency are the goal. I’m glad the step-by-step walkthrough helped you understand your loan and options. We’re here anytime.
Justin Padron has received a review with 5 star rating from Calvin G
Reply from Owner
December 25th, 2025 12:00 AM
Thank you, Calvin! 5 star reviews are always what we aim for. Glad we were able to deliver that for your family!
As first time home buyers, we didn't know a lot about the process. Neo was able to pre-approve us in a timely manner and we were able to reach out to Justin or Val whenever we needed clarification or next steps in the process.
Reply from Justin Padron
September 12th, 2025 07:13 PM
Huge thanks. Val and I loved walking you through each step. Happy the timely pre-approval made things smoother—here anytime you need us.
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access