Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
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Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Justin helped us through every step of the home buying process. He gave us honest advice, quick replies to questions, and was available 7 days a week.He regularly called me or my wife to give updates, and to check in on us! I’d recommend him...
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Justin and his team were extremely knowledgeable and helpful throughout this entire process. Justin accommodated every question and desire we had about securing our new mortgage. He laid out all options available to us at each stage and made...
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I cannot say enough great things about Justin and his team. For a family of 4 relocating from California to Dallas, there are enough things to worry about but Justin made sure that the mortgage was not one of them. From Day 1 meeting him through...
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Justin and his team were very helpful throughout the entire process for us! As first time homebuyers we had a ton of questions and I was always calling Justin to get more insight. He was able to get us down to a number where we felt comfortable...
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As a first time home buyer I knew very little about the whole process. Justin and his team helped me every step of the way making the process very easy. I felt incredibly taken care of and can not recommend him more!
Justin is a top guy to work with for anyone's mortgage needs. Him and his team have been extremely transparent and very easy to work with during our journey of buying a new home. We received a very competitive interest rate and we were surprised...
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Only one way to put it, Justin and his team are amazing. They walked us through our first home purchase with ease. It didn’t matter what time of day, if we ever had a question (which we had many) they would answer it right away. Even when a...
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Justin and his team were amazing to work with. Justin made sure he understood our long-term financial goals from the very beginning which made me feel secure about our investment. His entire team’s communication was consistent throughout the...
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Easy, streamlined process working with Justin to refinance our home. He and his team answered all of my questions and were very helpful throughout the whole process. I highly recommend Justin and his team for any of you needs.
Justin and his team are top of the line. My husband is considered a business owner as he makes most of his income on a commission basis. While this normally makes obtaining a loan challenging, Justin went above and beyond to gather the information...
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access