Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
Location & Business Hours
Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Always available, and hyper-responsive.
Justin & the Neo Home loan team are FANTASTIC! Our realtor recommended Justin to us when 1st started thinking about buying a home, which started in early 2022. After an initial discussion, he helped guide us to what we'd need to do to prepare...
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Justin and his team were great to work with from beginning to end and beyond! They were able to close our home loan in a very short time frame and made it stress free. They walked us through every question we had and gave us well rounded advice...
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I can not recommend Justin enough! I just purchased my second home through him. As a travel nurse, he was so patient and understanding with all of my questions and crazy schedule. All of my questions were answered quickly and respectfully....
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Justin and his team were beyond helpful to walk us through buying our first house. We felt comfortable with him and his team during the entire process as they had our best interests in mind. Highly recommend using him.
Justin and his team did a great job from start to finish. Always available and willing to do whatever necessary to help. I had a realtor that dropped the ball in a few areas and Justin and his team definitely picked up the slack and made sure...
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Justin and team were great! Very buttoned up and assisted my wife and I through the home purchase process for our first home. Authentic and personal relationship builder which we appreciated. Was able to talk us through each step and educate...
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Justin and his team were great to work with through the entire mortgage loan process. I hear from other friends and family about how terrible their experience was getting a mortgage but mine was very easy and went smoothly. My financial advisor...
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My home buying process was a breeze thanks to Justin. He is easy to work with & is so responsive. Justin takes pride in his job & will provide you with the best experience possible. I will never consider using anybody but him.
He was very knowledgeable with market rates and prices. He was able to get our deal done very quickly and stress free. We didn’t have a single issue during our closing.
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access