Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
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Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
We had unusual circumstances with a mix of self employment and W-2 pay along with sale proceeds to pay off debt. Justin was able to work his magic to make it all happen. His experience and expertise was impactful as we were able to not only...
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Justin was absolutely amazing to work with while we went through the process of refinancing our home. He was very responsive and always there to answer any questions we had. The process went so smooth and I am so glad we were able to work with...
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I highly recommend Justin! As a first time home buyer I had many questions and was nervous about the process. This was a huge investment and I wanted to be sure I went about it right. Because of this, my realtor recommended I speak with Justin....
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My realtor recommended Justin to me and I’m so grateful that he did! As a first time home buyer, I had zero knowledge about this process and Justin was patient enough to walk me through it from beginning to end. He’s reliable, hardworking,...
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I called Justin in August knowing nothing about home buying or what I could do with the money I had. He talked to me for an hour the first time just teaching me about different options and what I could do. I felt right at home with him, and...
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Justin was a delight to work with. He is so knowledgeable and an efficient problem solver. He always had a kind and optimistic attitude no matter the obstacles we faced with our tricky closing situation. Justin went above and beyond to try...
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Justin was great to work. Our friend referred him to us, and we couldn't be happier with how this process went. Justin is extremely knowledgeable and got us an amazing interest rate for our refinance. Not only was he there to answer any questions...
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An absolute pleasure to work with Justin on purchasing my new home. I went into it dreading the process, and Justin made sure it went as smoothly as possible. He took the time to explain things so I felt comfortable with every aspect of the...
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I was recommended to Justin through a family member, and I was extremely pleased with how smooth the overall process was. Justin was there to guide us through every step of the way and exceeded expectations in communication and meeting timelines....
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Justin walked us through the process of refinancing our home. He made the process much easier than the original purchase experience. He was able to explain each step in a way that was understandable and easy to follow. Would highly recommend...
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access