Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Justin continued to work with me under all circumstances. He never pressured me or made me feel like I had to do anything I wasn't ready for. He also was extremely transparent, communicative, and honest. As a first time home buyer it's easy...
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Communication was incredible. We didn’t have a good experience last time, and the team made it easy. The app was great and useful to use as well. Overall just extremely pleased with everyone’s help and patience during this process of buying...
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Justin and his team were such a pleasure to work with! My realtor recommended Justin from the day i began looking in 2021 and it truly made all of the difference in my experience! Justin made the home-buying process seamless. I did not end...
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Good communication, always felt at ease knowing Justin and his team were handling the loan.
Have worked with Justin in the past, that’s what made us choose him again. Very professional, knowledgeable, eager to make sure we closed quickly. Will, and do, recommend Justin and his team whenever the opportunity arises.
Justin Padron and team at NEO home loans were and continue to be a pleasure to work with. We initially chose them based on their professionalism, market knowledge and continued service commitment. After our introductory meeting we felt like...
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We had a great experience and also learned a lot through the process. Thank you for everything.
You and your team expeditiously handled the experience with great care and professionalism. Communication was clear and concise through out the process. It is a pleasure to be working with you and look forward to an ongoing relationship.
The effort that Justin's team puts forth to assure all parties fully understand the options and path forward is outstanding.
Justin doesn’t just want to sell you a loan. He takes the time to understand your financial situation and your goals. Then he makes it happen! He’s intelligent, persistent, and kind. It’s been great working with him:
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access