Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
They were very attentive, answered any questions we had and helped us every step of the way.
Thank you Justin for teaching us as first time home buyers all about this process! Everyone on your team is so responsive and helpful. You made the process very easy and stress free! We can’t wait to work with you for years to come!
From the opening meeting Justin and his team provided a clear plan on the expectations to get us to closing as efficient as possible. The entire team was easy to contact, answered all of our questions during all of the normal anxiety associated...
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Justin and his team were fast and easy to work with! They helped us close on our house in no time. Justin was extremely helpful throughout the entire process and we truly felt like he had our best interest in mind. I have nothing but great...
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Jason was very attentive to my needs and encouraged me to get all the documentation required for the loan.
Great communication and white glove service.
Justin and his team did an incredible job helping us with our home loan. We would recommend him to anyone.
The process was painless (as it could be) and Justin and his staff were attentive, responsive and helpful.
Justin explained every step to us and checked in frequently. We felt safe and confident in business with him and I also learned about the market in the process.
Our loan wasn’t straightforward and had some hurdles but Justin and his team took care of it every step of the way!
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access