Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
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24 hours
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Reviews from Web
We really appreciated the level of communication and care the team had during our loan process. they were very thorough and transparent the entire time, and willing to answer any questions we had even off the clock . Thanks!
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Reply from Justin Padron
January 29th, 2025 08:30 PM
Thanks for the kind words, Brandon! So pumped for you and Madison to enjoy the new place, just in time for the holidays! Thanks for trusting in myself and the team with this process, it means a lot.
Super easy process
Great commuication and closed the loan 2 weeks ahead of schedule. Made for a very happy client!
Your team makes the entire process so easy. We are so thankful to work with y'all!
Justin Padron has received a review with 5 star rating from Madeline C
Working with the Padron Team/NEO Home Loans has been a dream. JP and Val are always so communicative, kind, and helpful, and made a difficult process as seamless as they could. They've gone out of their way for us during the home-buying process...
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Reply from Owner
September 25th, 2025 12:00 AM
Ali it was such a pleasure working with you and Steven! We're so happy we got to be part of your move to Texas - we absolutely look forward to working with you again and appreciate you trusting us with such a big decision. Hope you have a great...
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I had an outstanding experience working with Justin as my lender for my new home. His professionalism and dedication made the entire process smooth and stress-free.Justin's communication was exceptional—always responsive and proactive in keeping...
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Reply from Owner
September 25th, 2025 12:00 AM
This is so awesome to hear Max, thank you for the kind words! We're so happy for y'all getting into this new place and were honored to be part of the process. Looking forward to the ongoing relationship and working together in the future.
Justin & Val were absolutely phenomenal. Extremely knowledgeable, friendly, and quick! They helped us feel extremely confident and comfortable proceeding with purchasing our first home. The approval process was rock solid allowing for a quick...
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Reply from Owner
September 25th, 2025 12:00 AM
Eli, you and Max made the process so seamless and enjoyable, we're so excited for you both to enjoy your new chapter as homeowners! Thanks for trusting in us with such a big decision, especially going through the process for the first time....
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Justin and Darcy were very diligent and customer oriented throughout the process It is obvious both are talented and excel at customer service Thank you Justin and Darcy
Justin and his team are top notch! The had my approval quickly and no hiccups at closing. Highly recommend this team for your home loan!
Reply from Owner
September 25th, 2025 12:00 AM
Thanks for trusting in us with this Kerri! You've been through the process in the past, so it means a lot coming from you. We appreciate the kind words and are so happy for you guys.
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access