Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
Location & Business Hours
Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
East to understand explanations and realistic guidance while remaining approachable and professional. Best experience!
Reply from Justin Padron
January 29th, 2025 08:30 PM
Thanks Tonya, it was a pleasure working with you both! So excited for you guys! Appreciate the kind words :)
Thanks everybody for a great experience and all the help
The team was very knowledgeable and patient with us. They provided a great experience overall! Made the home buying process easy.
Justin Padron has received a review with 5 star rating from Bradley R
Super responsive and helpful, doing lots of education for us on things we didn’t understand, always working hard to get us the best!
It was an easy process. As easy as buying a house can be. They made it straightforward and answered all of my questions very quickly.
Justin and Val were amazing to work with! They guided us every step of the way of the mortgage process and were always there to answer our numerous questions that we had. We highly recommend Justin and his team to anyone thinking about home...
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Reply from Owner
September 25th, 2025 12:00 AM
Michael it was such a pleasure to work with you & Olivia! Thanks for trusting us, we look forward to continuing to add value. Hope you guys are loving the new home 🏡
Justin Padron has received a review with 5 star rating from Tonya B
Justin Padron has received a review with 5 star rating from Lawrence A P
Response time, communication and attention to every detail
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access