Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
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Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
I’ve worked with phenomenal lenders throughout my career, but absolutely nobody else compares to Justin and his team. Right when I thought all great lenders were about the same, Justin blew my expectations out of the water.Prior to approving...
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Reply from Owner
August 25th, 2026 12:00 AM
Sarah, this means more than you know—thank you! Earning the trust of an experienced real estate professional is one of the greatest compliments we can receive. Our goal has always been to go beyond simply getting a loan closed. We want our...
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Working with Justin was an incredible experience! He made the process of purchasing our home so much easier than we ever could have imagined. Justin was transparent about every detail, from the payments due now to what we could expect in the...
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The transparency provided by the team was exceptional! From the very beginning, they clearly outlined the payments we needed to make now and what to expect in the future, which gave us so much peace of mind. They also did an amazing job walking...
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Working with Justin was an incredible experience! He made the process of purchasing our home so much easier than we ever could have imagined. Justin was transparent about every detail, from the payments due now to what we could expect in the...
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Reply from Owner
August 25th, 2026 12:00 AM
Leslie, thank you so much for the thoughtful review! Buying a home is a major financial decision, and our goal is to make sure you understand not only what your numbers look like today, but how those decisions can impact you in the future....
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Justin Padron has received a review with 5 star rating from Mackenzie S
Justin Padron has received a review with 5 star rating from Pieter C
Your team as a whole knows how to make the process flow with ease and everyone is very knowledgable and helpful along the way! Thank you all so much for helping us buy our first home!!
Justin and his team did an amazing job taking care of us from beginning to end! I would recommend him 10/10 times!! Thanks again Justin!!
Reply from Owner
August 25th, 2026 12:00 AM
Brandon, thank you so much! Taking great care of you from beginning to end is exactly the experience we want every client to have. We truly appreciate your trust in our team, and a 10/10 recommendation means a lot to us! It was a pleasure working...
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Justin Padron has received a review with 5 star rating from Preston D J
Justin and his team really went above and beyond with my clients. They made the process easy for my clients and were reliable throughout our timeline. Justin was available for all of our questions and took the time to strategize through situations...
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access