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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • Encompass
    S
    Sophia C
    COLUMBIA, MO
    Posted on July 11th, 2025 01:20 PM
    I had an amazing experience working with Justin Lackey. As a first-time home buyer, the process felt overwhelming at first, but Justin made everything so much easier. He was incredibly kind, patient, and informative every step of the way.He...
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    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you so much for sharing your experience, Sophia. I'm really pleased to know that I could help make the home-buying process smoother for you as a first-time buyer. It's important to me that my clients feel supported and informed throughout...
    read more
  • Encompass
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    Erin G
    CARTHAGE, MO
    Posted on July 8th, 2025 07:15 PM
    Justin is the best! He is constantly communicating so you know exactly where you are in the home-buying process. He gets to know you and your family so he's able to meet all your needs. We love working with Justin!
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I truly appreciate your kind words, Erin. It's wonderful to hear that my communication and efforts to understand and meet the needs of you and your family made a positive impact during your home-buying journey. Building such relationships is...
    read more
  • Zillow
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    Calvin T
    Jonesboro, AR
    Posted on July 8th, 2025 12:00 AM
    I worked with Justin Lackey on getting my first ever home loan. Going in to the home-buying process, securing a loan and understanding all the different elements of the loan was one of the most intimidating factors to me. I was very fortunate...
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    Reply from Owner
    July 11th, 2025 12:00 AM
    Thank you Calvin so much for the awesome review! Really means a lot knowing you had a good experience working with me on your first home buying experience! I hope you and your family get settled into your new home nicely and have a great summer!...
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  • Encompass
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    John J H
    CENTRALIA, MO
    Posted on July 7th, 2025 04:28 PM
    It was nice people working with it
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you, John, for your positive feedback. I'm glad to hear that you had a pleasant experience. If you have any further questions or need assistance, please feel free to reach out.
  • Encompass
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    Jessie D
    POPLAR BLUFF, MO
    Posted on July 5th, 2025 01:28 PM
    Easy and simple
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I'm glad to hear that your experience was easy and simple. It was a pleasure assisting you, Jessie. Thank you for your feedback.
  • Zillow
    S
    Sherry A
    West Fork, AR
    Posted on July 3rd, 2025 12:00 AM
    From day one, Justin was on it. He was knowledgeable, patient, and somehow managed to remain calm even when we were losing our minds (and/or threatening to throw our Realtor into a decorative shrub). When our Realtor started ghosting important...
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  • Encompass
    S
    Suzanne M J
    COLUMBIA, MO
    Posted on July 2nd, 2025 01:12 PM
    Very responsive and suppirtive
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I'm glad to hear that you found my service responsive and supportive. It was a pleasure assisting you, Suzanne. Thank you for your kind words.
  • Encompass
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    Elizabeth M O
    COLUMBIA, MO
    Posted on July 2nd, 2025 01:03 PM
    Justin always responded promptly (even on Memorial Day weekend!) to any questions I had, and explained the process very clearly
    Reply from Justin Lackey
    November 6th, 2025 11:40 AM
    I'm glad to hear that I was able to assist you promptly and clarify the process for you, even during the holiday weekend. Your satisfaction is very important to me, and I appreciate your kind words.
  • Encompass
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    Brianna J L
    BOONVILLE, MO
    Posted on June 30th, 2025 11:07 PM
    Justin made buying my first house very easy. Very communicative and helpful with every step of the way.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I'm thrilled to hear that your first home-buying experience was smooth and that I could assist you effectively. Thank you for your kind words and for choosing DAS Acquisition Company, LLC. If you need further assistance, feel free to reach...
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  • Encompass
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    Gaven M
    MOUNTAIN GRV, MO
    Posted on June 30th, 2025 05:53 PM
    Justin did very well with quick communication and he was very good with giving detailed explanations of the entire process. I would recommend him to anyone.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I'm glad to hear that my communication and detailed explanations met your expectations. It was a pleasure assisting you, and I appreciate your recommendation.
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.