

Justin Lackey - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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I had an amazing experience working with Justin Lackey. As a first-time home buyer, the process felt overwhelming at first, but Justin made everything so much easier. He was incredibly kind, patient, and informative every step of the way.He...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you so much for sharing your experience, Sophia. I'm really pleased to know that I could help make the home-buying process smoother for you as a first-time buyer. It's important to me that my clients feel supported and informed throughout...
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Justin is the best! He is constantly communicating so you know exactly where you are in the home-buying process. He gets to know you and your family so he's able to meet all your needs. We love working with Justin!
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I truly appreciate your kind words, Erin. It's wonderful to hear that my communication and efforts to understand and meet the needs of you and your family made a positive impact during your home-buying journey. Building such relationships is...
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I worked with Justin Lackey on getting my first ever home loan. Going in to the home-buying process, securing a loan and understanding all the different elements of the loan was one of the most intimidating factors to me. I was very fortunate...
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Reply from Owner
July 11th, 2025 12:00 AM
Thank you Calvin so much for the awesome review! Really means a lot knowing you had a good experience working with me on your first home buying experience! I hope you and your family get settled into your new home nicely and have a great summer!...
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It was nice people working with it
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you, John, for your positive feedback. I'm glad to hear that you had a pleasant experience. If you have any further questions or need assistance, please feel free to reach out.
Easy and simple
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm glad to hear that your experience was easy and simple. It was a pleasure assisting you, Jessie. Thank you for your feedback.
From day one, Justin was on it. He was knowledgeable, patient, and somehow managed to remain calm even when we were losing our minds (and/or threatening to throw our Realtor into a decorative shrub). When our Realtor started ghosting important...
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Very responsive and suppirtive
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm glad to hear that you found my service responsive and supportive. It was a pleasure assisting you, Suzanne. Thank you for your kind words.
Justin always responded promptly (even on Memorial Day weekend!) to any questions I had, and explained the process very clearly
Reply from Justin Lackey
November 6th, 2025 11:40 AM
I'm glad to hear that I was able to assist you promptly and clarify the process for you, even during the holiday weekend. Your satisfaction is very important to me, and I appreciate your kind words.
Justin made buying my first house very easy. Very communicative and helpful with every step of the way.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear that your first home-buying experience was smooth and that I could assist you effectively. Thank you for your kind words and for choosing DAS Acquisition Company, LLC. If you need further assistance, feel free to reach...
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Justin did very well with quick communication and he was very good with giving detailed explanations of the entire process. I would recommend him to anyone.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm glad to hear that my communication and detailed explanations met your expectations. It was a pleasure assisting you, and I appreciate your recommendation.
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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Disclaimer
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