Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Justin was a great help with everythin. Justin went over everything in detail but in away that was easy to understand and he was very kind over the phone, which was very conforting for being a first time buyer. He didn't come off as a person...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Brandon, thank you for sharing your experience. I'm glad to hear that I could make the home buying process more comfortable and understandable for you. It's important to me that you felt supported and not just led through a transaction. Helping...
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Everything was done in a timely manner and any answers I needed was answer right away
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you, Erica, for taking the time to share your experience. I'm pleased to know that everything was handled promptly and that I could provide the answers you needed when you needed them. Ensuring you feel supported and informed is always...
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Justin is always highly professional, dependable, warm and courteous during a stressful transaction. He is my go-to on mortgages and re-fi's. Justin is the reason I choose USA Mortgage.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Ronald, thank you for your kind words. I'm grateful to be your go-to for mortgages and refinancing. It's important to me that you feel supported, especially during potentially stressful times. Knowing that I've played a part in your decision...
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⭐️⭐️⭐️⭐️⭐️“Shoutout to Justin Lackey at USA Mortgage – absolute GOAT of mortgage brokers. He made the whole home-buying process actually easy (which I didn’t think was possible). Super knowledgeable, patient, and always came through with the...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Nicholas, thank you so much for your amazing feedback. I'm really glad to hear that I could make the home-buying process easier for you and your family. Navigating VA benefits can indeed be complex, and I'm pleased that I could clarify things...
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I think it was great for Justin to meet ys in person during the closing
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm glad to hear that meeting in person during the closing was a positive experience for you, Chunhan. It was important to me to be there and support you through such a significant moment. If there's anything more I can assist you with in the...
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Very personable and great communication all the way through. made my experience in home buying this time around much more simple and easy.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thanks, Clay, for your kind words. I'm really pleased to hear that you found the communication helpful and that it made your home buying experience smoother this time around. Making the process simple and straightforward for you is always my...
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The whole process was way smoother than I expected. I always felt in the loop and taken care of , never had to stress or guess what was going on. Everything just felt easy and handled, which was a huge relief. I was walked through every step....
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Madison, I truly appreciate your thoughtful review. I'm glad to hear that the process felt smooth and stress-free for you. Ensuring you feel informed and at ease is always my top priority. I'm pleased I could be there to guide you every step...
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Justin Lackey was very friendly, reliable, and helpful throughout every step of the home buying process. Would definitely recommend him to anyone looking to buy a home.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you, Calvin, for your kind feedback. I'm pleased to hear that I could be a friendly and reliable resource for you through the home buying process. It's always my goal to make sure everything goes smoothly and you're taken care of every...
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Everything Justin did was amazing from the communication to keeping us informed on everything that was going on.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you, Joey, for your thoughtful review. I'm glad to hear that my communication and efforts to keep you informed throughout the process met your expectations. Ensuring that you feel confident and updated is always a priority for me. If...
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Justin was and is so helpful through the whole proces. He is kinda and very patient with us It's was our first time purchasing a house. Thank you Justin.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm really grateful for your kind words, Navy. I'm glad to hear that I could be helpful and patient as you navigated buying your first home. It's important to me that you feel supported throughout the process. If you have any more questions...
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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