Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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When I began this journey, I had no clue what it took to successfully reached the honor of owning my own home. With the help and guidance of Justin, he help me achieve my dream of owning my own home. I will forever be greatful for Justin because...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear about your successful journey to homeownership. It was an honor to assist you, and I greatly appreciate your kind words about my knowledge and patience. Congratulations on achieving your dream!
Justin is amazing with communicating! He made our first time buying a home smooth sailing!
Reply from Justin Lackey
November 6th, 2025 11:40 AM
Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
Justin is the communicator ever! He always keeps you informed on what's going on and why. Never leaves an unanswered question .
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear that you appreciated the communication throughout the process. Keeping you informed and answering all your questions was my priority. Thank you for your kind words and for choosing DAS Acquisition Company, LLC.
Justin is amazing to work with. Never a moment did he disappoint us! He communicated extremely well! Highly recommend him if you’re a first time home buyer like we were! He is very easy going and down to earth!
Reply from Owner
July 1st, 2025 12:00 AM
Thank you Maddie! It was a pleasure working with you & Gaven! I hope you both get settled into your new home nicely and enjoy the summer weather! Cheers to homeownership!
We had a fantastic experience working with Justin as our mortgage lender! From start to finish, he was prompt, organized, and incredibly professional. He made what could have been a stressful process feel like a total breeze. Justin was always...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear that your mortgage experience was so positive. It was a pleasure assisting you throughout the process. I'm glad I could make it enjoyable and provide the support you needed. Your recommendation means a lot, and I truly...
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Justin was there any time we had questions or concerns. He genuinely care about the people helps to get houses
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear that I could be there for you whenever you had questions or concerns. It's important to me to genuinely care about helping people achieve their goal of homeownership. Thank you for your kind words and trust in the process....
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This home Buying experience had obstacles left and right along the whole way but Justin did a great job guiding Through it and rolling with the punches. So very happy with it in the end!
Reply from Justin Lackey
November 6th, 2025 11:40 AM
I'm glad I could assist you through the challenges of your home buying experience. It's wonderful to hear that you are happy with the outcome. Thank you for entrusting me with this important process.
Justin Lackey is the best mortgage officer we have ever worked with. Professional, warm, friendly and so knowledgeable. He made a stressful time so much easier with his encouragement. He is a great communicator, and never misses a chance to...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear that you had such a positive experience. It was a pleasure assisting you through the mortgage process, and I'm glad I could help make it smoother for you. Thank you for your kind words and recommendation.
Justin was very patient throughout entire process. It took a few months for me to fully be ready to buy, and he gave valuable advice at every step of the way. With his assistance, I was even able to close a week early on my dream home.
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear that your home-buying journey was successful and that I could assist you along the way. It was a pleasure to help you, and I'm delighted that we could close on your dream home earlier than expected. Thank you for your kind...
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I am a first-time homeowner and was not sure where to start as I began to dream about owning my own home. Justin was always there to answer any questions or concerns I had. The hardest part of this whole process was finding a home, but when...
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Reply from Owner
July 1st, 2025 12:00 AM
Thank you Susan! I am excited for this new chapter for you! Congrats on your new home and I am glad to be apart of such an accomplishment!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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