Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Justin was always willing to explain the process and returned my calls promptly. I hope to use his services again in the very near future, since this home didn't work out.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Valerie, thank you for taking the time to share your experience. I'm glad to hear that my explanations and prompt communication were helpful to you. I'm here to assist whenever you're ready to explore new opportunities, and I look forward to...
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Thank you for all of your help
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
You're very welcome, Ahmed! I'm glad I could assist you. If you have any other questions or need further help, feel free to reach out.
Justin is always helpdul. He finds the perfect fit for what i need
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm grateful for your kind words, Melinda. It's important to me to help find exactly what you need, and I'm pleased to know that I've been helpful in that process. If there's anything more I can do for you, feel free to get in touch.
Buying a home can be a daunting and complicated process, thankfully Justin took on the tough battles and kept my tasks simple and straightforward. He kept constant communication, gave me thorough instructions and kept me in the loop and well...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm grateful for your detailed review, Shianne. It's rewarding to know that I could simplify the home buying process for you and keep everything straightforward. Making sure you feel informed and supported is always important to me, and I'm...
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This was my first home so I had no idea what I was doing or where to even start after reaching out. Justin broke everything down to the T and explained everything to me in a way that I could understand. I will forever be greatful for him and...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
It's great to hear that my explanations were clear and helpful to you during your first home-buying experience. I'm really pleased I could assist in breaking everything down to make the process more understandable for you. Your gratitude means...
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Justin Lackey provided an incredible service . Justin had outstanding communication skills, not only quick and responsive but very informative. Justin always made sure I had a clear understanding of what was going on before continuing to the...
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Reply from Justin Lackey
November 6th, 2025 11:40 AM
Quinn, I appreciate your kind words. It's great to know that my communication and efforts to ensure you felt informed made a positive impact. Keeping the process smooth and stress-free is always important to me, and I'm glad I could provide...
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We ran into so many issues during our home buy from another lender. We knew Justin and USA from all of our other home needs, we ended up having to call him to bail us out, and he did. Hes honest and unbelievably hard working. He understands...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Jilian, I'm truly grateful for your kind words and am glad to hear that I could assist when needed. It means a lot to me that you felt understood and supported, especially given the challenges you faced with another lender. I always strive...
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Justin was very easy to work with and had all the answers to my questions as soon as I asked! Very nice guy that made me feel like my loan was his top priority at all times. He even went out of his way to email me or text me a couple different...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm glad to hear that I could provide the answers you needed promptly, Ryan. It's important to me that you feel your loan is a priority. I appreciate your kind words and the trust you've placed in me, even reaching out over the weekend to ensure...
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Justin helped me through a first time home buying process. He did not send me into anything blindly, Justin made sure I understood everything that was new to me before continuing onto the next step. If you are looking for a home loan, I would...
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Reply from Owner
September 4th, 2025 12:00 AM
Thank you Quinn for the kind review! I am excited for your new chapter and thank you for trusting in me with the opportunity to be your lender!
Justin's desire to help me in any way possible was above and beyond any level of customer service I have received in my life. You can tell he is passionate about his job, and wakes up every day hoping to get people in their dream home. If you're...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Tyler, thank you so much for your generous words. It means a lot to hear that my dedication to helping you was evident and appreciated. I genuinely have a passion for assisting people in finding their dream homes, and I'm grateful for the opportunity...
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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