Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
Justin has been extremely helpful throughout the process of buying our home. He made a previously intimidating thing super easy. He was happy to answer any and every question we had, and explained it all in plain language where it all made...
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I had a great experience working with Justin throughout my home-buying process. As a first-time buyer, I had many questions and concerns, and he was always patient, responsive, and clear in explaining every step.He worked hard to find the best...
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I’m so grateful for my experience with Justin. Buying a home, for me, felt overwhelming, but Juatin made the entire process feel manageable and even reassuring. He always made time to answer my questions, explained things in a way that actually...
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Justin, with DAS Acquisition, made a dream come true. He was always able to answer my questions. He was so kind and helpful. I definitely recommend him.
Justin provided excellent and immediate service through the entire home buying process. Knowledgeable in his field, kind, prompt, professional, optimistic, and genuinely invested in helping you get the home you want. I would recommend Justin...
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My fiance and I are first time homebuyers and Justin helped make the process super smooth and un-intimidating for a couple who didn’t really know what all they were getting into, even through the process of switching loans from USDA to conventional...
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Justin has been extremely helpful in securing my future. Buying a House is no small feat and he made it feel like a breeze. His helpfulness in explaining every detail regarding the process has eased so much stress off of me. I highly recommend...
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Reply from Owner
October 29th, 2025 12:00 AM
Thank you Michael! It was a pleasure working with you and I am excited for your new chapter! I hope you get settled in nicely and get to enjoy the Holidays in your new home!!
For being a first time homebuyer things where made very easy and fast and any questions I had where answered promptly. My concerns and personal situations where taken greatly into consideration so that everything could and would be done as...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
George, thank you for taking the time to share your experience. I'm glad to hear that the homebuying process felt easy and efficient for you, and that your concerns and personal needs were met. Making sure you feel valued throughout the process...
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From my first conversation with Justin, I could tell he was knowledgeable, realistic, and passionate about lending. He made the entire process seamless and as pleasant as possible. I had a specific timeline in mind, and he ensured it was met....
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm grateful for your kind words, Kasey. It's great to know that my approach resonated with you and that I could help make the process both seamless and efficient. Meeting your timeline was important to me, and I'm glad I could be there to...
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Justin Lackey was on top of everything and helped us every single step of the way with the loan for our new house. He was amazing! He made the whole process go as smoothly as possible. When I became a bit discouraged with all the paperwork,...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Cheryl, thank you for sharing your experience. I'm pleased to know that I could assist you at each step and help make the loan process as smooth as possible. I understand that handling paperwork can sometimes be overwhelming, so I'm glad I...
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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