

Justin Kraeger
Mortgage Advisor | Washington DC Metro | Strategic...

Justin Kraeger is a mortgage advisor serving the Washington DC Metro area, helping clients make smart, strategic home financing decisions that align with their long-term financial goals.
He takes an education-first approach, working closely... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Justin and his team are the best in the business. Not only do they provide clear and timely communication but they go above and beyond for my clients and always think out of the box when/if an issue arrises.
Reply from Justin Kraeger
January 25th, 2025 12:14 AM
Feel the same way over here Marc. Best in the business.
Fast turnaround time, clear communication, excellent guidance. The team worked nights and weekends do get us to closing on time after other lenders dropped the ball.
Reply from Justin Kraeger
January 25th, 2025 12:14 AM
Maya! Great to hear from you and thank you for the kind review! It was my pleasure helping you guys solve for this and glad you ultimately had a great experience with our team. Hope you guys have had a great holiday season and start to the...
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Justin and staff were excellent at providing us with information, explaining options, and updating us on the loan status.
Reply from Justin Kraeger
January 25th, 2025 12:14 AM
Thanks, John! It was a pleasure to work with you and Debrah. I am so happy we were able to get you into your condo in the city!
Justin was top-notch! He's highly competent, personable, and was great at communicating with us throughout the process. Will call upon him again should we buy another property, and will definitely pass along his name to others!
Reply from Justin Kraeger
January 25th, 2025 12:14 AM
Debra! Thank you so much for the kind review. It was our PLEASURE to help you and John achieve a dream that has been in the making for the last decade. ENJOY! You both deserve it!
Justin Kraeger did an amazing job working on our Loan application to close within 10 business days and 2 weeks including weekend work to ensure our closing was successful. We most likely would not have successfully kept the property without...
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Reply from Justin Kraeger
January 25th, 2025 12:14 AM
Eric! Thanks so much for the kind review. It was awesome to jump in and help you and Maya get into your new home. Hope all is well and looking forward to catching up soon and hearing about the new neighborhood!
Justin was very informative and helped me through the entire process step by step and offering unique insight during my first home purchase. Looking forward to working with him again in the future.
Reply from Justin Kraeger
January 25th, 2025 12:14 AM
Alex - It was awesome to get to help you with your purchase. Looking forward to helping in years to come.
The level of information we received every step of the way made the entire process much easier.
Reply from Justin Kraeger
January 25th, 2025 12:14 AM
Billy it was awesome to help you and Drea get into your new home! Be in touch with you both soon.
Justin is fantastic to work with! He was able to run and compare multiple scenarios and he took the time to educate me as a first time home owner. Those are some of the most important features which other lenders couldn't provide. Timing was...
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Reply from Justin Kraeger
January 25th, 2025 12:14 AM
Rany! So good to hear from you and I am grateful that you decided to place your trust in us to get you into your new home! Have a wonderful holiday season and we will be in touch soon.
A very responsive and knowledgeable team!
Reply from Justin Kraeger
January 25th, 2025 12:14 AM
Jenna! Thank you for the kind review. So happy you guys are closer to Northwest! This one was a big win for us all.
Justin was really key. He is committed and caring. This is a precious combination. He treated me with respect and that meant more than anything. He was quickly responsive and if the response depended on someone else, he made sure they followed...
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Reply from Justin Kraeger
January 25th, 2025 12:14 AM
Soraya! Thank you so much for the kind words! It was my pleasure to help you. I am so glad we finally got you into your new home! We will most certainly stay in touch and help you maximize the benefits of homeownership. Thank you again!
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About
Justin Kraeger is a mortgage advisor serving the Washington DC Metro area, helping clients make smart, strategic home financing decisions that align with their long-term financial goals.
He takes an education-first approach, working closely with clients to help them understand their options, structure the right mortgage strategy, and feel confident in every decision they make.
Whether buying, refinancing, or planning ahead, Justin focuses on clarity, communication, and long-term thinking so clients can move forward with confidence and a clear plan.
NMLS #2081169
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Self-Employed Mortgages
Cash-Out Refinances
Home Equity Loan
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- NEO Home Loans - Mortgage AdvisorJul 3rd, 2023 - Current
- Apex Home Loans - Mortgage AdvisorApr 1st, 2021 - Jun 30th, 2023
Memberships
- NWCC Board Member
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- DC
- MD
- VA
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Achievements
- Certified Mortgage Planning Specialist
- Certified Liability Advisor
Hobbies
- Cycling
- Camping/Hiking
- Skiing
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access